Domain > 2getpreapproved.com

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Date	IP Address
2026-03-02	208.97.186.6 (ClassC)

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!DOCTYPE html>html langen>head>meta charsetutf-8/>meta contentwidthdevice-width, initial-scale1.0 nameviewport/>title>How Much House Can I Afford? - Home Affordability Quiz/title>script srchttps://cdn.tailwindcss.com>/script>link relstylesheet hrefquiz.css>style>  body {    font-family: Arial, sans-serif;    background: #f9f9f9;    padding: 20px;  }/style>!-- Google Tag Manager -->script>(function(w,d,s,l,i){wlwl||;wl.push({gtm.start:new Date().getTime(),event:gtm.js});var fd.getElementsByTagName(s)0,jd.createElement(s),dll!dataLayer?&l+l:;j.asynctrue;j.srchttps://www.googletagmanager.com/gtm.js?id+i+dl;f.parentNode.insertBefore(j,f);})(window,document,script,dataLayer,G-C2ETJWN4PC);/script>!-- End Google Tag Manager -->/head>body classbg-gray-100 text-gray-800>!-- Google Tag Manager (noscript) -->noscript>iframe srchttps://www.googletagmanager.com/ns.html?idG-C2ETJWN4PCheight0 width0 styledisplay:none;visibility:hidden>/iframe>/noscript>!-- End Google Tag Manager (noscript) -->!-- Header -->header classbg-white shadow p-6 flex justify-between items-center>div classflex items-center>img alt2GetPreApproved Logo classh-12 mr-4 srclogo.png/>h1 classtext-xl font-bold text-gray-700>2GetPreApproved - How Much House Can I Afford?/h1>/div>div classtext-right text-sm leading-tight>p classfont-semibold>James Snyder/p>p>NMLS: 2716857/p>p>a classtext-blue-600 hrefmailto:james.snyder@my.morty.com>james.snyder@my.morty.com/a>/p>p>(614) 695-8413/p>/div>/header>!-- Main Section -->main classbg-cover bg-center text-white py-20 px-4 stylebackground-image: url(subtle-prism.png);>div classmax-w-3xl mx-auto text-center>h1 classtext-3xl font-bold mb-4>OHIO HOME BUYER MORTGAGE QUIZ/h1>p classtext-lg mb-10>Find out how much home you can afford and what rates you can expect to pay/p>!-- Quiz Box -->div classquiz-container text-left>form actionthankyou.php idmortgageQuiz methodPOST>div classstep-wrapper styleposition: relative; min-height: 240px;>div classstep active data-step1>h3 classtext-gray-800>Do You Currently Rent or Own?/h3>label classcheckbox-label text-gray-800>input classtext-gray-800 namehousing onclicknextStep()  typeradio valueRent/> Rent/label>label classcheckbox-label text-gray-800>input classtext-gray-800 namehousing onclicknextStep() typeradio valueOwn/> Own/label>button classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block onclicknextStep() typebutton>Next/button>/div>div classstep data-step2>h3 classtext-gray-800>When are you planning to request your Home Loan?/h3>label classcheckbox-label text-gray-800>input classtext-gray-800 nametimeline onclicknextStep()  typeradio valueWithin 30 days/> Within 30 days/label>label classcheckbox-label text-gray-800>input classtext-gray-800 nametimeline onclicknextStep() typeradio value30–60 days/> 30–60 days/label>label classcheckbox-label text-gray-800>input classtext-gray-800 nametimeline onclicknextStep() typeradio value60–90 days/> 60–90 days/label>label classcheckbox-label text-gray-800>input classtext-gray-800 nametimeline onclicknextStep() typeradio value90+ days/> 90+ days/label>button classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block onclicknextStep() typebutton>Next/button>/div>div classstep data-step3>h3 classtext-gray-800>How much would you like to borrow?/h3>label classcheckbox-label text-gray-800>input classtext-gray-800 nameamount onclicknextStep()  typeradio value$125,000 – $200,000/> $125,000 – $200,000/label>label classcheckbox-label text-gray-800>input classtext-gray-800 nameamount onclicknextStep() typeradio value$200,001 – $400,000/> $200,001 – $400,000/label>label classcheckbox-label text-gray-800>input classtext-gray-800 nameamount onclicknextStep() typeradio value$400,001 – $650,000/> $400,001 – $650,000/label>label classcheckbox-label text-gray-800>input classtext-gray-800 nameamount onclicknextStep() typeradio value$650,000+/> $650,000+/label>button classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block onclicknextStep() typebutton>Next/button>/div>div classstep data-step4>h3 classtext-gray-800>What is your combined gross annual income?/h3>label classcheckbox-label text-gray-800>input classtext-gray-800 nameincome onclicknextStep()  typeradio valueUnder $40,000/> Under $40,000/label>label classcheckbox-label text-gray-800>input classtext-gray-800 nameincome onclicknextStep()  typeradio value$40,000 – $60,000/> $40,000 – $60,000/label>label classcheckbox-label text-gray-800>input classtext-gray-800 nameincome onclicknextStep() typeradio value$60,000 – $80,000/> $60,000 – $80,000/label>label classcheckbox-label text-gray-800>input classtext-gray-800 nameincome onclicknextStep() typeradio value$80,000 – $100,000/> $80,000 – $100,000/label>label classcheckbox-label text-gray-800>input classtext-gray-800 nameincome onclicknextStep() typeradio value$100,000+/> $100,000+/label>button classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block onclicknextStep() typebutton>Next/button>/div>div classstep data-step5 iddown_payment>h3 classtext-gray-800>How much have you saved or received for a down-payment?/h3>label classcheckbox-label text-gray-800>input classtext-gray-800 namedown_payment onclicknextStep()  typeradio value$0 – $5,000/> $0 – $5,000/label>label classcheckbox-label text-gray-800>input classtext-gray-800 namedown_payment onclicknextStep() typeradio value$5,000 – $20,000/> $5,000 – $20,000/label>label classcheckbox-label text-gray-800>input classtext-gray-800 namedown_payment onclicknextStep() typeradio value$20,000 – $50,000/> $20,000 – $50,000/label>label classcheckbox-label text-gray-800>input classtext-gray-800 namedown_payment onclicknextStep() typeradio value$50,000 – $75,000+/> $50,000 – $75,000+/label>button classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block onclicknextStep() typebutton>Next/button>/div>div classstep data-step6>  h3 classtext-gray-800>Are you a veteran?/h3>  label classcheckbox-label text-gray-800>    input classtext-gray-800 namevet_status onclicknextStep()  typeradio valueyes /> Yes  /label>  label classcheckbox-label text-gray-800>    input classtext-gray-800 namevet_status onclicknextStep() typeradio valueno /> No  /label>  button typebutton onclicknextStep() classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block>Next/button>/div>div classstep data-step7>  h3 classtext-gray-800 mb-2>    Would you consider homes in Ohio towns that may qualify for special loan programs, often under 35,000–50,000 in population?  /h3>  p classtext-sm text-gray-600 mb-4>    These areas can offer lower prices and easier loan approval.  /p>  label classcheckbox-label text-gray-800 block mb-2>    input classmr-2 text-gray-800 typeradio namecounty_option valueOpen to towns under 50,000 onclickhideCountyInput() />    Yes, Im open to towns under 50,000  /label>  label classcheckbox-label text-gray-800 block mb-2>    input classmr-2 text-gray-800 typeradio namecounty_option valuecustom onclickshowCountyInput() />    I have a specific county in mind  /label>  div idcounty_section styledisplay: none; classmt-2>    input      typetext      idcounty_custom      classw-full border border-gray-300 p-2 rounded text-gray-800      placeholderEnter county name    />  /div>  !-- Hidden field that gets submitted -->  input typehidden namecounty idcounty_hidden value>  button    typebutton    onclickhandleCountyAndNext()    classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block  >    Next  /button>/div>script>  function showCountyInput() {    document.getElementById(county_section).style.display  block;  }  function hideCountyInput() {    document.getElementById(county_section).style.display  none;    document.getElementById(county_custom).value  ;  }  function handleCountyAndNext() {    const selected  document.querySelector(inputnamecounty_option:checked);    const hiddenInput  document.getElementById(county_hidden);    if (selected?.value  custom) {      const customValue  document.getElementById(county_custom).value.trim();      if (customValue) {        hiddenInput.value  customValue;      } else {        alert(Please enter a county name.);        return;      }    } else {      hiddenInput.value  selected?.value || ;    }    nextStep(); // Proceed to next quiz step  }/script>div classstep data-step8>h3 classtext-gray-800>What is your estimated credit score?/h3>label classcheckbox-label text-gray-800>input classtext-gray-800 namecredit_score onclicknextStep()  typeradio value<580/> <580/label>label classcheckbox-label text-gray-800>input classtext-gray-800 namecredit_score onclicknextStep() typeradio value580 – 620/> 580 – 620/label>label classcheckbox-label text-gray-800>input classtext-gray-800 namecredit_score onclicknextStep() typeradio value620 – 719/> 620 – 719/label>label classcheckbox-label text-gray-800>input classtext-gray-800 namecredit_score onclicknextStep() typeradio value720+/> 720+/label>button classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block onclicknextStep() typebutton>Next/button>/div>div classstep data-step9>h3 classtext-gray-800>Are you currently working with a Realtor?/h3>label classcheckbox-label text-gray-800>input classtext-gray-800 namerealtor onclicknextStep()  typeradio valueYes/> Yes/label>label classcheckbox-label text-gray-800>input classtext-gray-800 namerealtor onclicknextStep() typeradio valueNo/> No/label>button classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block onclicknextStep() typebutton>Next/button>/div>div classstep data-step10>h3 classtext-gray-800>First Name/h3>input classtext-gray-800 namefirst_name placeholderFirst Name  typetext/>button classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block onclicknextStep() typebutton>Next/button>/div>div classstep data-step11>h3 classtext-gray-800>Last Name/h3>input classtext-gray-800 namelast_name placeholderLast Name  typetext/>button classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block onclicknextStep() typebutton>Next/button>/div>div classstep data-step12>h3 classtext-gray-800>Email/h3>input classtext-gray-800 nameemail placeholderEmail Address  typeemail/>button classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block onclicknextStep() typebutton>Next/button>/div>div classstep data-step13>h3 classtext-gray-800>Phone/h3>input classtext-gray-800 namephone placeholderPhone Number typetel/>button classbg-blue-600 hover:bg-blue-700 text-white font-semibold py-2 px-4 rounded mt-4 block typesubmit>Submit/button>/div>/div>/form>/div>/div>/main>!-- Testimonials Section: Site Usability -->section idtestimonials classbg-white py-16>  div classmax-w-7xl mx-auto px-4 md:px-8>        div classtext-center mb-12>      p classtext-sm uppercase tracking-wide text-gray-500 font-semibold>Testimonials/p>      h2 classtext-3xl md:text-4xl font-bold mt-2>Using the Site Was Easy/h2>    /div>    div classgrid gap-6 md:grid-cols-3>            !-- Testimonial 1 -->      div classbg-gray-100 p-6 rounded-xl>        p classtext-sm text-gray-800 mb-4>“The website made everything simple and clear. I was able to compare rates, apply, and upload documents all in one place. It honestly took the stress out of the process.”/p>        div classflex items-center gap-2>          div classw-4 h-4 rounded-full bg-blue-800>/div>          p classfont-semibold text-sm text-gray-900>Valerie S./p>        /div>      /div>      !-- Testimonial 2 -->      div classbg-gray-100 p-6 rounded-xl>        p classtext-sm text-gray-800 mb-4>“I’m not tech-savvy, but the site was incredibly easy to navigate. Every step was explained, and I never felt lost. It walked me through the process like a checklist.”/p>        div classflex items-center gap-2>          div classw-4 h-4 rounded-full bg-blue-800>/div>          p classfont-semibold text-sm text-gray-900>James S./p>        /div>      /div>      !-- Testimonial 3 -->      div classbg-gray-100 p-6 rounded-xl>        p classtext-sm text-gray-800 mb-4>“From start to finish, using the site was seamless. It’s fast, user-friendly, and intuitive. I had my pre-approval letter in less than 30 minutes!”/p>        div classflex items-center gap-2>          div classw-4 h-4 rounded-full bg-blue-800>/div>          p classfont-semibold text-sm text-gray-900>Bill J./p>        /div>      /div>    /div>  /div>/section>section classpt-16 pb-12 px-4 md:px-8 bg-white>  div classmax-w-4xl mx-auto>    h2 classtext-2xl md:text-3xl font-bold text-gray-800 mb-8>Frequently Asked Questions About Home Affordability/h2>    div classmb-10 bg-gray-50 p-6 rounded-lg shadow-sm>      h3 classtext-xl font-semibold text-blue-600 mb-2>How much house can I afford?/h3>      p classtext-gray-700 leading-relaxed>        While many refer to the 28/36 rule, most lenders use a strong>36/43 debt-to-income (DTI) ratio/strong>. This means your mortgage payment (including taxes and insurance) should be no more than 36% of your gross monthly income, and your total debts (including credit cards, car loans, and the mortgage) should stay under 43%.      /p>      p classtext-gray-700 mt-2 leading-relaxed>        For example, with $3,000 in monthly income, your mortgage payment should be no more than $1,080, and your total debt load shouldn’t exceed $1,290.      /p>    /div>    div classmb-10 bg-gray-50 p-6 rounded-lg shadow-sm>      h3 classtext-xl font-semibold text-blue-600 mb-2>What can I afford with an FHA loan?/h3>      p classtext-gray-700 leading-relaxed>        FHA loans generally use a strong>31/43 DTI rule/strong>. Your mortgage should be no more than 31% of your income, with total debts under 43%.      /p>      p classtext-gray-700 mt-2 leading-relaxed>        Example: If you earn $3,000/month, your maximum mortgage payment is about $930. FHA loans may allow credit scores as low as 580 (with 3.5% down) or 500–579 (with 10% down). Keep in mind, FHA loans require mortgage insurance and are subject to regional loan limits.      /p>    /div>    div classmb-10 bg-gray-50 p-6 rounded-lg shadow-sm>      h3 classtext-xl font-semibold text-blue-600 mb-2>What if I’m using a VA loan?/h3>      p classtext-gray-700 leading-relaxed>        VA loans are available to eligible veterans and active-duty military. These loans require no down payment or PMI. The typical DTI guideline is strong>41%/strong>.      /p>      p classtext-gray-700 mt-2 leading-relaxed>        If you make $3,000/month, your combined monthly debt and mortgage payment should be under $1,230. VA loans include a one-time funding fee, but often provide more flexible approval terms.      /p>    /div>    div classbg-gray-50 p-6 rounded-lg shadow-sm>      h3 classtext-xl font-semibold text-blue-600 mb-2>How much should I spend on a home?/h3>      p classtext-gray-700 leading-relaxed>        Use an affordability calculator as a starting point, but think about your financial comfort zone. Consider your monthly spending habits, emergency savings, and long-term goals.      /p>      p classtext-gray-700 mt-2 leading-relaxed>        Ask yourself:        ul classlist-disc list-inside mt-2 text-gray-700>          li>Am I saving for retirement or travel?/li>          li>Do I have funds for closing costs or surprises?/li>          li>Can I afford a down payment and still keep a savings cushion?/li>          li>What’s my total current monthly debt?/li>        /ul>      /p>    /div>  /div>/section>!-- Disclaimer and Privacy -->section classbg-gray-700 text-white text-sm px-6 py-10>div classmax-w-4xl mx-auto text-center space-y-4>p>      By providing your contact details, you agree that we and our partners may reach out to you regarding your inquiry via text, email, or phone — including to any mobile or residential number you provide, even if it’s listed on any Do Not Call registry. You also agree to this sites Security Statement and our Privacy Policies.p>/p>Please note: This is not a loan or credit offer. Terms and conditions apply. Rates and availability may change without notice and vary by location. All loans require credit approval and may not be available in every state or province.      /p>p>       🔒 Your privacy matters. No spam — ever.      /p>/div>/section>!-- Footer -->footer classbg-white py-8 text-center text-sm text-gray-600>  div classspace-y-2>    p>      a hrefmailto:james.snyder@my.morty.com classhover:underline>📧 james.snyder@my.morty.com/a> |      📞 (614) 695-8413    /p>        p>© Copyrights by 2GetPreApproved.com Inc. All Rights Reserved./p>        p>Morty is a licensed mortgage broker. NMLS ID #1429243. a hrefhttps://www.nmlsconsumeraccess.org/ target_blank classtext-blue-600 underline>NMLS Consumer Access/a>./p>        p>All loans originated by Morty are funded by third-party lenders./p>        p>Morty, Inc. is authorized to do business as “Morty” in certain states./p>        div classflex items-center justify-center gap-2>      img srcehl.png altEqual Housing Lender classh-4 w-auto />      span>Equal Housing Opportunity. Morty is an equal housing lender./span>    /div>        p>      a classtext-blue-600 underline hover:text-blue-800 hrefpp.html>Privacy Policy/a>      a classtext-blue-600 underline hover:text-blue-800 hreftos.html>Terms of Service/a>    /p>  /div>  div classmt-6>    img srclogo.png alt2GetPreApproved Logo classmx-auto h-12 />  /div>/footer>script>  let currentStep  1;  function nextStep() {    const current  document.querySelector(`.stepdata-step${currentStep}`);    let nextStepIndex  currentStep + 1;    // Get selected values    const downPayment  document.querySelector(inputnamedown_payment:checked)?.value;    const isVet  document.querySelector(inputnamevet_status:checked)?.value;    // Skip county (step 7) if downPayment is NOT $0 – $5,000 OR vet is yes    if (currentStep  6 && (downPayment ! $0 – $5,000 || isVet  yes)) {      nextStepIndex  8;    }    const next  document.querySelector(`.stepdata-step${nextStepIndex}`);    if (current && next) {      current.classList.add(slide-out-left);      next.classList.add(active, slide-in-right);      setTimeout(() > {        current.classList.remove(active, slide-out-left);        next.classList.remove(slide-in-right);        currentStep  nextStepIndex;      }, 300);    }  }  function showDebugInfo(message) {    let debugBox  document.getElementById(debugBox);    if (!debugBox) {      debugBox  document.createElement(div);      debugBox.id  debugBox;      debugBox.style.position  fixed;      debugBox.style.bottom  20px;      debugBox.style.right  20px;      debugBox.style.backgroundColor  #fef3c7;      debugBox.style.border  1px solid #facc15;      debugBox.style.padding  10px 15px;      debugBox.style.borderRadius  6px;      debugBox.style.fontSize  14px;      debugBox.style.zIndex  1000;      document.body.appendChild(debugBox);    }    debugBox.innerHTML  message;    setTimeout(() > {      if (debugBox) debugBox.remove();    }, 5000);  }  document.addEventListener(DOMContentLoaded, function () {    const form  document.getElementById(mortgageQuiz);    if (form) {      form.addEventListener(submit, function (event) {        const visibleInputs  Array.from(form.querySelectorAll(inputrequired)).filter(input > {          return input.offsetParent ! null;        });        for (const input of visibleInputs) {          if (input.type  radio) {            const groupName  input.name;            const groupChecked  form.querySelector(`inputname${groupName}:checked`);            if (!groupChecked) {              alert(Please answer all questions before submitting.);              event.preventDefault();              return;            }          } else if (!input.value.trim()) {            alert(Please fill in all required fields.);            event.preventDefault();            return;          }        }      });    }  });/script>/body>/html>

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