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HTTP/1.1 200 OKDate: Sun, 04 Jan 2026 14:54:26 GMTServer: Apache/2.4.52 (Ubuntu)X-Powered-By: PHP/7.4.33Vary: Accept-EncodingTransfer-Encoding: chunkedContent-Type: text/html; charsetUTF-8

!DOCTYPE HTML>html>head>    title>Home | 803583.com/title>    meta charsetutf-8>    meta namerobots contentindex, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1>    meta nameviewport contentwidthdevice-width, initial-scale1, user-scalableno>    link relstylesheet hrefassets/ayt/css/main.css>/head>body>    header idheader>        div classinner>            a href/ classlogo>803583.com/a>            nav idnav>                a href/>Home/a>                a href/disclaimer.html>Disclaimer/a>                a href/privacy.html>Privacy Policy/a>                a href/contact.html>Contact Us/a>            /nav>        /div>    /header>    a href#menu classnavPanelToggle>span classfa fa-bars>/span>/a>    section idmain>        div classinner>            div classinner>    header>        h1>NYT > Your Money/h1>    /header>        div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/22/business/charlie-javice-jpmorgan-legal-bills.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/19/multimedia/19biz-yourmoney-javice-vpfq/19biz-yourmoney-javice-vpfq-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/22/business/charlie-javice-jpmorgan-legal-bills.html>Did Charlie Javice’s 147-Member Legal Team Expense $529 in Gummy Bears?/a> /h4>            div classarticle-info >                Ron Lieber on December 22, 2025            /div>            p classarticle-description>                JPMorgan has had to pay tens of millions in legal costs for the convicted fraudster. It wants the public to see a newly unredacted list of itemized expenses. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/22/business/charlie-javice-jpmorgan-legal-bills.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/27/business/student-loans-bankruptcy.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/24/multimedia/24Biz-Student-Loans-Bankruptcy-twlg/24Biz-Student-Loans-Bankruptcy-twlg-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/27/business/student-loans-bankruptcy.html>More Student Loan Borrowers Are Shedding Debts in Bankruptcy/a> /h4>            div classarticle-info >                Tara Siegel Bernard on December 27, 2025            /div>            p classarticle-description>                A new study suggests that distressed borrowers using a simpler bankruptcy process are succeeding — and that more people like them should try. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/27/business/student-loans-bankruptcy.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/19/business/stock-market-forecast-wall-street.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/21/business/19Strategies-illo/19Strategies-illo-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/19/business/stock-market-forecast-wall-street.html>Want to Know Where the Market Is Going? Don’t Trust This, or Any, Forecast./a> /h4>            div classarticle-info >                Jeff Sommer on December 19, 2025            /div>            p classarticle-description>                Wall Street stock gurus are making predictions again. Our columnist got into the game with a number he doesn’t believe. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/19/business/stock-market-forecast-wall-street.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/19/business/k-shaped-economy.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/21/business/21Shoptalk-Kshaped-illo/21Shoptalk-Kshaped-illo-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/19/business/k-shaped-economy.html>When Did Everything Become ‘K-Shaped’?/a> /h4>            div classarticle-info >                Lora Kelley on December 19, 2025            /div>            p classarticle-description>                What started as a term to describe the pandemic recovery has become a catchall in these anxious economic times. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/19/business/k-shaped-economy.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/24/business/gen-z-crypto.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/23/multimedia/23Biz-GenZ-Crypto-klbg/23Biz-GenZ-Crypto-klbg-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/24/business/gen-z-crypto.html>Crypto for Christmas? Gen Z-ers Are Cautiously Open to the Idea./a> /h4>            div classarticle-info >                Kailyn Rhone on December 24, 2025            /div>            p classarticle-description>                Despite recent volatility in the crypto market, younger generations are still open to receiving digital currencies as gifts. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/24/business/gen-z-crypto.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/18/your-money/early-decision-financial-aid-college-university.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/12/business/12money/12money-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/18/your-money/early-decision-financial-aid-college-university.html>Is Applying to College Via Early Decision a Good Idea? Here’s What Your Income Has to Do With It./a> /h4>            div classarticle-info >                Ron Lieber on December 18, 2025            /div>            p classarticle-description>                Early decision isn’t just for the rich, as long as people with lower incomes can get accurate price quotes before agreeing to attend if they get in. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/18/your-money/early-decision-financial-aid-college-university.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/12/your-money/donations-charity-tax-law.html>img classarticle-image srchttps://upload.wikimedia.org/wikipedia/commons/1/14/No_Image_Available.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/12/your-money/donations-charity-tax-law.html>Should You Donate to Charity This Year or Wait? It Depends./a> /h4>            div classarticle-info >                Ann Carrns on December 12, 2025            /div>            p classarticle-description>                Changes in the tax law will have different effects on people who take the standard deduction versus high earners who itemize. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/12/your-money/donations-charity-tax-law.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/12/business/tech-support-scam-bank-fraud.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/09/multimedia/00-Biz-Tech-Support-Scam-hfwk/00-Biz-Tech-Support-Scam-hfwk-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/12/business/tech-support-scam-bank-fraud.html>Tech Support Scammers Stole $85,000 From Him. His Bank Refused a Refund./a> /h4>            div classarticle-info >                Tara Siegel Bernard on December 13, 2025            /div>            p classarticle-description>                A retired lawyer lost the money in a tech support scam, a type of online fraud that is surging. Citibank said it couldn’t recover the funds, which criminals wired from inside his account. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/12/business/tech-support-scam-bank-fraud.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/11/business/federal-reserve-independence-trump.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/14/multimedia/12biz-strategies-top-swap-zwbv/12biz-strategies-top-swap-zwbv-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/11/business/federal-reserve-independence-trump.html>This Isn’t the First Time the Fed Has Struggled for Independence/a> /h4>            div classarticle-info >                Jeff Sommer on December 15, 2025            /div>            p classarticle-description>                The Trump administration is threatening the Fed’s autonomy, which the central bank regained with the Treasury-Fed accord in 1951. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/11/business/federal-reserve-independence-trump.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/11/travel/airline-cancellation-delay-rules.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/26/travel/11trav-trippedup-illo/11trav-trippedup-illo-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/11/travel/airline-cancellation-delay-rules.html>Help! Can an Airline Really Do That to Me?/a> /h4>            div classarticle-info >                Seth Kugel on December 30, 2025            /div>            p classarticle-description>                You may be surprised by the little-known and sometimes nonsensical rules lurking in the fine print. Here are a few that tripped up readers in 2025. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/11/travel/airline-cancellation-delay-rules.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/05/business/markets-investing-stocks-bonds-risk.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/07/business/07Strategies-illo/07Strategies-illo-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/05/business/markets-investing-stocks-bonds-risk.html>The Markets Are Temperamental. Understand Your Risks./a> /h4>            div classarticle-info >                Jeff Sommer on December 5, 2025            /div>            p classarticle-description>                Shifting expectations of a Fed rate cut reflect underlying uncertainty about politics and the economy. Here are some essentials for managing risk in investing. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/05/business/markets-investing-stocks-bonds-risk.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/05/your-money/able-disability-savings-accounts.html>img classarticle-image srchttps://upload.wikimedia.org/wikipedia/commons/1/14/No_Image_Available.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/05/your-money/able-disability-savings-accounts.html>More Disabled People Can Open Special Savings Accounts. Do You Qualify?/a> /h4>            div classarticle-info >                Ann Carrns on December 7, 2025            /div>            p classarticle-description>                Starting next year, people who became disabled by age 46 will be eligible for ABLE accounts. The accounts have been slow to catch on, partly because the current age limit is 26. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/05/your-money/able-disability-savings-accounts.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/12/02/business/trump-accounts-children-dell.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/02/business/02biz-dellfaq-1/02biz-dellfaq-1-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/12/02/business/trump-accounts-children-dell.html>What to Know About Trump Accounts for Children and Eligibility After Dell Donation/a> /h4>            div classarticle-info >                Ron Lieber and Nicholas Kulish on December 3, 2025            /div>            p classarticle-description>                Next year, Michael and Susan Dell plan to move $250 into the new Trump accounts of millions of children under 10. You’ll need to live in the right ZIP code. br />                a target_blank hrefhttps://www.nytimes.com/2025/12/02/business/trump-accounts-children-dell.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/11/29/business/tulane-university-chicago-early-decision.html>img classarticle-image srchttps://static01.nyt.com/images/2025/12/02/business/25money/25money-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/11/29/business/tulane-university-chicago-early-decision.html>Meet the Millionaire Masters of Early Decision at Colleges/a> /h4>            div classarticle-info >                Ron Lieber on November 29, 2025            /div>            p classarticle-description>                The enrollment chiefs at Tulane and the University of Chicago attracted many early applicants. Now both of them earn a lot of money. br />                a target_blank hrefhttps://www.nytimes.com/2025/11/29/business/tulane-university-chicago-early-decision.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/11/27/business/black-friday-shopping-debt.html>img classarticle-image srchttps://static01.nyt.com/images/2025/11/27/multimedia/27Biz-Holiday-Overspending-1-zpgl/27Biz-Holiday-Overspending-1-zpgl-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/11/27/business/black-friday-shopping-debt.html>Black Friday Deals Can Put People in Debt. Here’s How to Manage It./a> /h4>            div classarticle-info >                Juli Fraga and Connie Chang on November 27, 2025            /div>            p classarticle-description>                The convenience of one-click purchases and “buy now, pay later” loans is making it easier for people to shop — and shop and shop — during the holidays. br />                a target_blank hrefhttps://www.nytimes.com/2025/11/27/business/black-friday-shopping-debt.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/11/27/business/gen-x-holiday-spending.html>img classarticle-image srchttps://static01.nyt.com/images/2025/11/25/business/00biz-genx-spending/00biz-genx-spending-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/11/27/business/gen-x-holiday-spending.html>Gen X-ers Have Money to Spend. Why Are Retailers Ignoring Them?/a> /h4>            div classarticle-info >                Kailyn Rhone on November 27, 2025            /div>            p classarticle-description>                Three in four Americans ages 45 to 60 say they expect to overspend for the holidays. They’re “sort of like the glue within the consumer spectrum.” br />                a target_blank hrefhttps://www.nytimes.com/2025/11/27/business/gen-x-holiday-spending.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/11/21/your-money/housing-costs-mortgages.html>img classarticle-image srchttps://upload.wikimedia.org/wikipedia/commons/1/14/No_Image_Available.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/11/21/your-money/housing-costs-mortgages.html>Buying a House Is Expensive. But There Are Some Ways to Rein In Costs./a> /h4>            div classarticle-info >                Ann Carrns on November 21, 2025            /div>            p classarticle-description>                The Trump administration has proposed 50-year and “portable” mortgages to make home buying more affordable. But housing experts offer other suggestions. br />                a target_blank hrefhttps://www.nytimes.com/2025/11/21/your-money/housing-costs-mortgages.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/11/20/travel/hotel-flight-deals-black-friday.html>img classarticle-image srchttps://static01.nyt.com/images/2025/11/26/travel/00blackfriday-deals/00blackfriday-deals-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/11/20/travel/hotel-flight-deals-black-friday.html>Black Friday Travel Deals on Hotels, Resorts and Cruises/a> /h4>            div classarticle-info >                Elaine Glusac on November 25, 2025            /div>            p classarticle-description>                For the thrifty and flexible, this year’s crop of seasonal deals is value-packed. br />                a target_blank hrefhttps://www.nytimes.com/2025/11/20/travel/hotel-flight-deals-black-friday.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/11/16/your-money/rent-a-bank-loan-scheme.html>img classarticle-image srchttps://static01.nyt.com/images/2025/11/27/business/16Biz-How-Rent-a-Bank/16Biz-How-Rent-a-Bank-mediumSquareAt3X.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/11/16/your-money/rent-a-bank-loan-scheme.html>A Family Fell for a Rent-A-Bank Scheme. Now They Are Facing Foreclosure./a> /h4>            div classarticle-info >                Tara Siegel Bernard on November 16, 2025            /div>            p classarticle-description>                Predatory lenders often take part in schemes that enable them to circumvent state lending laws and charge borrowers sky-high interest rates. br />                a target_blank hrefhttps://www.nytimes.com/2025/11/16/your-money/rent-a-bank-loan-scheme.html>Read more .../a>            /p>                    /div>    /div>            div classarticle>        div classarticle-media>                        a target_blank hrefhttps://www.nytimes.com/2025/11/14/your-money/home-heating-bills.html>img classarticle-image srchttps://upload.wikimedia.org/wikipedia/commons/1/14/No_Image_Available.jpg alt>/a>        /div>        div classarticle-body>            h4 classarticle-title> a target_blank hrefhttps://www.nytimes.com/2025/11/14/your-money/home-heating-bills.html>How to Deal With Higher Home Heating Bills/a> /h4>            div classarticle-info >                Ann Carrns on November 14, 2025            /div>            p classarticle-description>                There is still time to take advantage of federal tax credits for energy updates. But federal heating aid for low-income people was delayed by the government shutdown. br />                a target_blank hrefhttps://www.nytimes.com/2025/11/14/your-money/home-heating-bills.html>Read more .../a>            /p>                    /div>    /div>        /div>        /div>    /section>    div classcopyright>        Powered by: a href/>803583.com/a>.    /div>    /body>/html>

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