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Date
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2024-02-09
44.221.97.185
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2024-08-04
52.202.180.160
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2026-01-28
52.5.185.115
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The utility bills might claim a huge chunk of one\u0026rsquo;s income and lead to increasing debts and that can disrupt continued services. There are utility bill grants offered to alleviate the financial burden for families facing a shortage of funds:\u003c/p\u003e\n\u003cul\u003e\n \u003cli\u003e\u003ca href\https://www.energy.gov/eere/wipo/weatherization-assistance-program\ target\_blank\ rel\noopener\\u003eThe Weaterization Assistance Program\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href\https://www.acf.hhs.gov/ocs/programs/liheap\ target\_blank\ rel\noopener\\u003eLow Income Home Energy Assistance Program (LIHEAP)\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href\https://www.benefits.gov/benefits/benefit-details/623\ target\_blank\ rel\noopener\\u003eBenefits.Gov\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href\https://www.usa.gov/help-with-bills\ target\_blank\ rel\noopener\\u003eHelp With Bills\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href\http://citizensenergy.com/\ target\_blank\ rel\noopener\\u003eCitizens Energy\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e\n\u003ch3\u003e\u003cstrong\u003eAdditional Debt Relief Options\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eGovernment financial assistance is also available for individuals struggling with debt related to housing and day to day expenses. \u003ca href\https://blog.resources4me.com/Government-Grants-For-Debt-Relief-_-Housing-\u0026-Daily-Expenses\_blank\ rel\noopener\\u003eLearn more about these additional financial relief programs.\u003c/a\u003e\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eFamilies living on a low-income salary struggle to maintain minimum standards of living. Affording the expenses of necessary items such as food, shelter, and water does not come easy. With little income to live on, debts tend to increase and keeping ones head above water can seem like a daunting task. \u003c/p\u003e\n\u003cp\u003eThe U.S. government and many non-profit organizations offer financial assistance in an effort to help low-income families afford life\u0026rsquo;s necessities and work on building a better future for themselves and their family. Federal and non-federal debt relief grants can help alleviate the financial burden and pull families out of their economic crisis.\u003c/p\u003e\n\u003ch3\u003e\u003cstrong\u003eDebt Relief Grants for Medical Bills\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eHealth is a priority but the cost of healthcare can lead to many individuals, not just low-income, feeling as though they are drowning in debt. Paying exorbitant hospital, medicine, doctor and lab test bills can leave monetarily crunched families in financial ruin. There are thousands of grants disbursed to help needy families overcome their debts and meet their medical needs. The below provides a few places to start:\u003c/p\u003e\n\u003cul\u003e\n \u003cli\u003e\u003ca href\https://www.medicaid.gov/\ target\_blank\ rel\noopener\\u003eMedicaid\u003c/a\u003e \u003c/li\u003e\n \u003cli\u003e\u003ca href\https://www.medicare.gov/\ target\_blank\ rel\noopener\\u003eMedicare\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href\https://www.hrsa.gov/\ target\_blank\ rel\noopener\\u003eFederal Government Health Resources and service Administration (HRSA)\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href\https://www.hhs.gov/\ target\_blank\ rel\noopener\\u003eUnited States Department of Health and Human Services (HHS)\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href\http://www.healthyfamiliesamerica.org/\ target\_blank\ rel\noopener\\u003eHealthy Families Program\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href\https://www.healthcare.gov/medicaid-chip/childrens-health-insurance-program/\ target\_blank\ rel\noopener\\u003eChildrens Health Insurance Program (CHIP)\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href\https://www.cancercare.org/financial\ target\_blank\ rel\noopener\\u003eCancer Care Financial Assitance Program\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href\https://dentallifeline.org/\ target\_blank\ rel\noopener\\u003eDental Lifeline\u003c/a\u003e\u003c/li\u003e\n \u003cli\u003e\u003ca href\https://www.rxassist.org/\ target\_blank\ rel\noopener\\u003eRX Assist\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e,isEnabled:true}},status:Active,wallType:POST,brands:{category:{name:Grant \u0026 Resources,displayHeader:Grant \u0026 Resources,category:{postCategory:{description:Grants \u0026 Resources,name:Grants \u0026 Resources},__v:0,_id:5b1cb3b38f64e5073e0087f4}},brand:{brand:{categories:{name:Grant \u0026 Resources,displayHeader:Grant \u0026 Resources,category:{postCategory:{description:Grants \u0026 Resources,name:Grants \u0026 Resources},__v:0,_id:5b1cb3b38f64e5073e0087f4}},{name:Make 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target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/fzf679-izxw14-happy-family-taking-selfie-in-their-house-2021-08-26-17-32-58-utc.webp\ alt\Link to redirect to search for housing grants\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e,isEnabled:true},ad3:{isEnabled:true,value:\u003ca href\http://post.amazing-options.com/ao/route/ext/6765c7d2a1aa79bfa8143769?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/fzf679-izxw14-happy-family-taking-selfie-in-their-house-2021-08-26-17-32-58-utc.webp\ alt\Link to redirect to search for housing grants\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e}},offerTesting:{isEnabled:false},performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},name:Affordable Housing: Your First Steps,header:Affordable Housing: Your First Steps,redirectUrl:,body:{body2:{value:\u003ch3\u003e\u003cstrong\u003eBuilding Futures\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eWith the belief that everyone should have a safe, affordable place to call home, Habitat for Humanity is a non-profit organization that helps make the dream of owning a home possible for low-income individuals. They are on a steadfast mission to bring people together and build homes, communities, and hope. Habitat works to build and improve homes for qualifying individuals and they also help prepare those individuals for the various responsibilities of homeownership to ensure long-term success. Find out more about the \u003ca href\https://www.habitat.org/housing-help/apply/qualifications-for-habitat-homeownership\ target\_blank\\u003equalification for Habitat Homeownership\u003c/a\u003e or contact your local Habitat to learn about the application process and how to become a volunteer.\u003c/p\u003e\n\u003cp\u003eOne of the best places to find help is in your own backyard. Many of the local non-profits strive to improve their own communities and offer assistance to families and individuals in need of housing — including free counseling, homeownership classes, or help with renovations or repairs. Nonprofits such as Neighborworks can help you locate organizations in your community. \u003ca href\https://www.neighborworks.org/\ target\_blank\ \u003e Using their helpful directory,\u003c/a\u003e you can search by your state, zip code or organization name and find all necessary contact information as well as website. You can also ask around in your neighborhood.\u003c/p\u003e\n\u003ch3\u003e\u003cstrong\u003eMake Your Voice Heard\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eWhile the need for affordable housing options continues to grow, there are several organizations working tirelessly to assure people in need are provided with housing assistance. These advocates help drive the necessary conversation surrounding the issue and empower individuals to do the same. Visit the National Low Income Housing Coalition to find out how you can make a difference in your community.\u003c/p\u003e,isEnabled:true},body1:{value:\u003ch3\u003e\u003cstrong\u003eA Community In Need\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eEverybody deserves a place to call home. The truth is many Americans are cost burdened and struggle to afford necessities such as food and medical care, making obtaining housing extremely difficult. If you have found yourself in this position, you are not alone.\u003c/p\u003e\n\u003cblockquote\u003e\n \u003cp\u003e\u0026ldquo;An estimated 12 million renter and homeowner households now pay more than 50 percent of their annual incomes for housing.\u0026rdquo;\u003c/p\u003e\n\u003c/blockquote\u003e\n\u003cp\u003eMillions of families are forced to sacrifice certain fundamental needs to afford the roof over their heads. This statistic exhibits the critical need for more housing affordable to low-income households in the United States. \u003c/p\u003e\n\u003ch3\u003e\u003cstrong\u003eA Place To Start\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eIf you or someone you know are looking for assistance there is help available. If you are unsure of where to start, begin by doing your research on the different support programs available both nationally and locally. One of the most comprehensive resources you can utilize is the \u003ca href\https://www.hud.gov/\ target\_blank\\u003eU.S. Department of Housing and Urban Development.\u003c/a\u003e Here you will find a variety of useful tools and links to facilitate your affordable housing needs. \u003c/p\u003e\n\u003cp\u003ePerspective renters and homebuyers, as well as homeless persons and victims of foreclosure, are just some of the individuals that can benefit from this website. Navigating your options can be overwhelming, fortunately, you can speak to a housing counselor for professional advice on whatever questions you may have. If you are interested in rental assistance, this website allows you to search for subsidized and public housing and provides thorough information on the renting process.\u003c/p\u003e\n\u003cp\u003eOne of the most valuable options available for those seeking affordable housing is a grant. Grants are non-repayable loans provided to low-income individuals that financially assist with the purchase of a home, rental or bill payments and home repairs. Grants.gov can be utilized to \u003ca href\https://www.grants.gov/\ target\_blank\\u003efind out what grant programs are available,\u003c/a\u003e if you qualify and how to apply.\u003c/p\u003e\n\u003ch3\u003e\u003cstrong\u003eOne Of A Kind Resource\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eSurprisingly, housing resources provided by the Federal government help only about 25% of eligible households, leaving a large need for more affordable housing options in our country. Many states and some of the larger U.S. cities have turned to their own revenue to assist in funding low-income rental housing programs.\n \u003ca href\https://nlihc.org/rental-programs\target\_blank\\u003eThe National Low Income Housing Coalition\u003c/a\u003e has found over 300 active programs and has created a one of a kind resource that includes programs separate from those that are federally funded. \u003c/p\u003e,isEnabled:true}},status:Active,wallType:POST,brands:{category:{name:Grant \u0026 Resources,displayHeader:Grant \u0026 Resources,category:{postCategory:{description:Grants \u0026 Resources,name:Grants \u0026 Resources},__v:0,_id:5b1cb3b38f64e5073e0087f4}},brand:{brand:{categories:{name:Grant \u0026 Resources,displayHeader:Grant \u0026 Resources,category:{postCategory:{description:Grants \u0026 Resources,name:Grants \u0026 Resources},__v:0,_id:5b1cb3b38f64e5073e0087f4}},{name:Make Money,displayHeader:Make Money,category:{postCategory:{description:Make Money,name:Make 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src\https://sl.domainactive.com/qc.php?dojs\u0026zid114347\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!-- End --\u003e\n\n\n\u003c!-- Tag 8.0.2 for Zone TaxDebt_Bottom 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid114348\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!-- End --\u003e,activeDays:{Saturday:true,Friday:true,Thursday:true,Wednesday:true,Tuesday:true,Monday:true,Sunday:true},tags:{text:Tax-Debt-Relief},{text:Debt-Relief},newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/795bzz-taxrelief.webp,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/795bzz-taxrelief.webp,metaData:{modifiedDate:2025-11-03 11:00,createdDate:2019-07-15 12:24,modifiedBy:dany,createdBy:mdprod},wallType:POST,status:Active,body:{body2:{value:\u003ch3\u003eInnocent Spouse Relief\u003c/h3\u003e\n\u003cp\u003eIf your spouse has passed away, or your divorce and your being held responsible for their taxes owed you can request release from the taxes. Often, the IRS will not hold you accountable for the taxes your spouse owes/owed if you can prove certain circumstances.\u003c/p\u003e\n\u003ch3\u003eStatute of Limitations\u003c/h3\u003e\n\u003cp\u003eIf the taxes you are paying are 10 years or older, they have hit their statute of limitations. If this is the case, speak to the IRS or a tax attorney about getting these taxes eliminated from what you owe due to their age. You shouldn’t continue to pay on the debt that is past the statute and is no longer collectible. Do not just stop paying, however. You should communicate with the IRS first.\u003c/p\u003e\n\u003ch3\u003eBankruptcy\u003c/h3\u003e\n\u003cp\u003eBankruptcy should only be considered if the prior options listed, or other possibilities, have been exhausted or don’t apply. If you file for Chapter 7 bankruptcy you can potentially have all debts discharged if you qualify. Chapter 13 bankruptcy would discharge some debt and then place you on a payment plan for the rest. Be aware that any form of bankruptcy will stay on your credit report for 7-10 years and can heavily influence any other credit options you have or loans you apply for.\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eMany people find themselves feeling overwhelmed or intimidated when dealing with the IRS regarding money owed.\u003c/p\u003e \n\u003cp\u003eThis is because the IRS has the ability to garnish wages, place liens on your finances and seize property that you own; however, all of the aforementioned actions are generally “last resort” options for the IRS.\u003c/p\u003e\n\u003cp\u003eYou’ll find that if you act promptly regarding tax debt, especially with your communication with the IRS, that there are resolutions that work for everyone that can be established before the situation escalates. Below are some tax debt relief options you may want to consider in order to begin eliminating the amount you owe.\u003c/p\u003e\n\u003ch3\u003eRequest an Installment Agreement\u003c/h3\u003e\n\u003cp\u003eIf you can’t afford to pay all of your taxes on the date due, you should communicate with the IRS promptly. One of the options you’ll have to arrange payment on your taxes owed is an installment agreement. The IRS will expect timely payment and for you to pay off your tax debt in full within a certain amount of time, so be prepared to work your IRS payments into your regular monthly budgets.\u003c/p\u003e\n\u003ch3\u003eRequest a Partial Payment Installment Agreement\u003c/h3\u003e\n\u003cp\u003eThis agreement is similar to a regular agreement for installments, but it reduces the amount you owe and lowers your required monthly payments. If you feel you cannot afford the monthly payments the IRS has offered, or if the tax amount owed is something you cannot reasonably pay back within the required time frame, you can request a partial payment installment agreement.\u003c/p\u003e\n\u003ch3\u003eAsk to be Listed as “Not Currently Collectible”\u003c/h3\u003e\n\u003cp\u003eIf you currently have no ability to pay your tax debt owed due to situations such as a death in the family, job loss, or medical conditions you can ask the IRS to be listed as “not currently collectible”. This means the IRS will not seek to collect your tax debt from you for a year or longer, depending on the situation. This can be helpful to ward off tax liens and collections during the time you cannot make your payments.\u003c/p\u003e\n\u003ch3\u003eOffer in Compromise\u003c/h3\u003e\n\u003cp\u003eIf you have some money available you can propose an “offer in compromise” to the IRS. Essentially, this will lower the amount of tax debt you have to an amount both you and the IRS agree on. You will then have to pay everything in one lump sum.\u003c/p\u003e,isEnabled:true}},redirectUrl:,header:Tax Debt Relief Options,name:Tax Debt Relief Options,performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},offerTesting:{isEnabled:false},ads:{ad3:{value:\u003ca href\http://post.amazing-options.com/ao/route/ext/67004a2444dfa31769965e56?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/y4d1za-debt%203.JPG\ alt\Link to redirect to search for debt relief resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e,isEnabled:true},ad2:{isEnabled:false},ad1:{value:\u003cp style\display: block; text-align: left; width: 336px; padding: 2px; font-size: 10px;\\u003eADVERTISEMENT\u003c/p\u003e\n\u003ca 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Consolidation\u003c/h3\u003e\n\u003cp\u003eDebt consolidation is a financial choose that carries its own risks, some would say more risk than other financial moves. Before deciding to consolidate, understanding the problems that can happen is vital:\u003c/p\u003e\n\u003cul\u003e\u003cli\u003eYour credit score can significantly drop with the closing of your credit accounts\u003c/li\u003e\n\u003cli\u003eYou can end up paying your debt off for longer\u003c/li\u003e\n\u003cli\u003eYou may end up paying more on your debt with added in fees and potentially higher interest rates\u003c/li\u003e\n\u003cli\u003eIf you don’t stop spending on credit, you can end up further in debt\u003c/li\u003e\u003c/ul\u003e\n\u003cp\u003eIn this area, you also run the risk of dealing with potentially fraudulent companies. In fact, the Federal Trade Commission (FTC) receives the most complaints about debt consolidation companies.\u003c/p\u003e\n\u003ch3\u003eOther Ways to Get Out of Debt\u003c/h3\u003e\n\u003cp\u003eBefore considering debt consolidation, you should look into other potential opportunities for reducing and paying off your credit card debt. Some options that may help are:\u003c/p\u003e\n\u003cul\u003e\u003cli\u003e\u003cstrong\u003e\nSettling your debt.\u003c/strong\u003e You can do this with debt settlement companies, but they will charge a fee. You can attempt to negotiate your debt down directly with your creditors as an alternative option.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eRestructuring your budget.\u003c/strong\u003e This isn’t the most fun option, but you’ll be happy once your debts are all paid off! Sit down and draw up a budget with your regular expenses and see where you may be able to cut corners. Doing this may free up some money for you to use in order to pay off your debt quicker.\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eSnowball or avalanche your debt.\u003c/strong\u003e There are certain methods to pay off debt faster that you may find useful; two of these methods are the snowball method and the avalanche method. With the snowball method, you’ll pay off your smallest balance first, then take the money you saved paying off that debt and apply it to your next smallest debt, and so on. The avalanche method is similar to the snowball method, except you pay off the highest APR debt first and then apply the money you save in paying off the first account to the next highest APR, and so on.\u003c/li\u003e\u003c/ul\u003e,isEnabled:true},body1:{value:\u003cp\u003eWhen you have a lot of debt, it can feel consuming and even scary; because of this, consumers will sometimes make rash financial decisions in order to get out from under their creditors. Doing this can take a bad financial situation and make it much worse.\u003c/p\u003e\n\u003cp\u003eStruggling to make your debt repayments isn’t fun. Debtors in an unhealthy financial situation will often find themselves making minimum payments for extended periods of time, but not seeing a dent being made in their overall balances. Depending on how high your debt amounts are and how many accounts you have, simply meeting your minimum payments can become overwhelming.\u003c/p\u003e\n\u003cp\u003eFor debtors finding themselves in these situations, looking for ways to settle accounts will usually become a priority; this is when using a debt settlement company might come into play. But, is consolidating your debt the right decision for your financial situation? Here, we’ll take a look at the truth about debt consolidation and get you the facts to make the right decision for your unique financial situation.\u003c/p\u003e\n\u003ch3\u003eWhat IS Debt Consolidation?\u003c/h3\u003e\n\u003cp\u003eWhen you have several loans that are unsecured (such as medical, student, or credit card debt) companies that deal in consolidation will offer you the opportunity to consolidate your debt together with them into one monthly bill with a lower interest rate. They do this by paying off your debtors for you, and assuming your debt.\u003c/p\u003e\n\u003ch3\u003eWhat Debt Consolidation Isn’t\u003c/h3\u003e\n\u003cp\u003eWhile debt consolidation can sound tempting, it’s important to be realistic about what you can expect to get out of it. There are some misconceptions about what debt consolidation is and can do:\u003c/p\u003e\n\u003cul\u003e\u003cli\u003eConsolidating your debt does not mean eliminating it. Your debt is still there, it is just brought together into one bill instead of being spread out amongst several.\u003c/li\u003e\n\u003cli\u003eIt is commonly thought that debt consolidation will get your out of debt faster - this is inaccurate. In fact, when you consolidate your debt it means you’ll lower your minimum monthly payments and stretch your debt out over a longer period of time.\u003c/li\u003e\n\u003cli\u003eDebt consolidation will not improve your credit score, it will actually probably lower it. When you consolidate your debt, it means your other accounts will be closed and you will assume all debt under one maxed out credit line. You are pretty sure to see your score drop, unfortunately.\u003c/li\u003e\n\u003cli\u003eWhile most debt consolidation companies will tout lower interest rates, potentially saving you money, this is often not the case. 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font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,adSense:{ad1:\u003c!-- Under Header --\u003e\n\u003cins class\adsbygoogle\\n style\display:block\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\1585134821\\n data-ad-format\auto\\n data-full-width-responsive\false\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n (adsbygoogle window.adsbygoogle || ).push({});\n\u003c/script\u003e,ad2:\u003cins class\adsbygoogle\ style\display:block; text-align:center;\ data-ad-layout\in-article\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8500005114\ data-full-width-responsive\false\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad3:\u003cins class\adsbygoogle\\n style\display:block\\n data-ad-format\fluid\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\6590078408\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n (adsbygoogle window.adsbygoogle || ).push({});\n\u003c/script\u003e,ad4:\u003cins class\adsbygoogle\ style\display:inline-block;width:300px;height:1050px\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8490728762\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad5:\u003cins class\adsbygoogle\ style\display:block\ data-ad-format\fluid\ data-ad-layout-key\-fl+6a+2k-iq+p2\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\4940985352\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e},additional:{enableRsFinder:true}},_id:643e4ed639129900173502c1,__v:0},category:{name:Grant \u0026 Resources,displayHeader:Grant \u0026 Resources}},body:{body2:{value:\u003ch3\u003e\u003cstrong\u003eGift Card Bank\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003eThis program is available to individuals and families nationwide. The purpose of it is to provide financial assistance for people in need via a gift card. These gift cards range from$50 to $200. The gift card will be used for essentials like food, clothing, and housing. They are most often gift cards to Walmart or Amazon. To apply \u003ca href\https://www.giftcardbank.org/apply\\u003eclick here\u003c/a\u003e. When filling out the application, you will need proper identification and to show proof of need. To show you are in need, the application will require one of the following:\u003c/p\u003e\n\n\u003cul\u003e\n\t\u003cli\u003eEBT Card Number and SUID\u003c/li\u003e\n\t\u003cli\u003eNotice of layoff\u003c/li\u003e\n\t\u003cli\u003eUnemployment Insurance\u003c/li\u003e\n\t\u003cli\u003eLetter of approval from the local public housing agency\u003c/li\u003e\n\t\u003cli\u003eVerification of aid for the TANF program\u003c/li\u003e\n\t\u003cli\u003eMedicaid Card\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you have other proof that you require financial assistance that will work as well. The organization decides who is issued the gift cards. They base it off of each circumstance and how much need you have. The individuals and families who have more financial burdens will take precedent. If you are selected, you will be notified by email. The recipients will receive the gift card as quickly as 3 days which will be distributed via email. If you have more questions about this program, your eligibility, or the status of your application you can email: support@giftcardbank.org.\u003c/p\u003e\n\n\u003ch3\u003e\u003cstrong\u003eCovid-19 Mortgage Forbearance\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003eThis program is for all homeowners in the United States who have mortgages owned by Fannie Mae. The purpose is to provide individuals facing financial hardship due to Covid-19 some relief. These relief options consist of:\u003c/p\u003e\n\n\u003cul\u003e\n\t\u003cli\u003eForbearance for up to 12 months\u003c/li\u003e\n\t\u003cli\u003eForeclosure sales and evictions of borrowers being suspended for 60 days\u003c/li\u003e\n\t\u003cli\u003eSuspending reporting to credit bureaus of past-due payments of borrowers who are in a forbearance plan\u003c/li\u003e\n\t\u003cli\u003eOffering loan modification options to provide mortgage payment relief or keep those payments the same after the forbearance period\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eTo be eligible for these relief opportunities you must be a homeowner with a mortgage owned by Fannie Mae and experiencing financial hardship due to Covid-19. Financial hardship could be losing your job, a decrease in salary, or having a Covid-related illness. To get started with this assistance you will need to make sure your mortgage is eligible; you can do so \u003ca href\https://www.knowyouroptions.com/loanlookup?_ga2.214200151.1782978424.1616701329-279828616.1615410495\u0026amp;_gac1.117275124.1615410790.Cj0KCQiA-aGCBhCwARIsAHDl5x8dI17AGv6RtOZZGq7p-k3s8s14fcQlP40hTP8iYlZKgPLoJIUQpjsaAjQCEALw_wcB#form\ target\_blank\\u003ehere\u003c/a\u003e. If your mortgage is accepted, you should contact your mortgage servicer. A mortgage servicer is the individual you send your mortgage payments to. This person already knows about all the mortgage help Fannie Mae offers. Calling them will be to request assistance and to discuss which option is best for you. Your mortgage servicer will then provide you a written agreement that indicates the new terms and conditions of the plan. This will happen within 30 days of your phone call. This relief program is intended to pause or lower your payments to reduce financial stress. You will have to pay it off in the future, but with a repayment plan that fits your situation.\u0026nbsp; You do not have to wait until you miss a payment to seek relief. If you are experiencing financial hardship it is important to act sooner than later. This will prevent you from late fees and negative impacts on your credit score. There are many sites that will try to scam you. To learn more about red flags and what to look out for\u0026nbsp;\u003ca href\https://www.neighborworks.org/Homes-Finances/Home-Finance-Tips/Loan-Scam-Tips\ target\_blank\\u003eclick here\u003c/a\u003e.\u003c/p\u003e\n\n\u003ch3\u003e\u003cstrong\u003eCORE Grant\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003eThis program provides financial assistance to food and beverage service employees throughout the United States. The funding can be applied to rent or mortgage payments, utilities, medical bills and supplies, therapy, hospital expenses, transportation, child need, and funeral expenses. To be eligible for these funds you must:\u003c/p\u003e\n\n\u003cul\u003e\n\t\u003cli\u003eHave at least one legal guardian working in the food \u0026amp; beverage service industry (full or part-time)\u003c/li\u003e\n\t\u003cli\u003eHave at least one child 18 or younger living at home. Children up to 22 are accepted if they are enrolled in college. Adult children with disabilities are also accepted\u003c/li\u003e\n\t\u003cli\u003eHave experienced one of the following within 6 months of applying: significant medical diagnosis or injury of a parent or child, death of parent or child, loss of home due to natural disaster, house fire, domestic violence, positive personally tested positive for Covid-19 or family member in the same household\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you meet these requirements you can submit an online application\u0026nbsp;\u003ca href\https://core.submittable.com/submit/182550/core-2021-grant-application\ target\_blank\\u003ehere\u003c/a\u003e. The application will ask you a few questions regarding where you work, your position, your family\u0026rsquo;s situation, why you are seeking financial help, annual household income, and the rates of monthly bills. You will need to have documentation ready to upload. You will need a pay stub from your employer, proof of legal guardianship, and supporting medical and bill documents. After submitting the application, it will take about 3 to 4 weeks to hear a decision. You will be contacted by phone. The amount of grant money awarded will vary based on your situation and need. The funds must be used for the purpose stated in the application. If you have any other specific questions or concerns, you can email CORE at \u003ca href\mailto:info@coregives.org\\u003einfo@coregives.org\u003c/a\u003e or call at (404) 655-4690.\u003c/p\u003e\n\n\u003cp\u003eThese programs and resources only provide reliable information so you can easily apply. By applying to these opportunities you will have a higher chance of receiving the financial assistance you and your family needs.\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eThere are many reasons people need additional funds. Some need assistance with paying off mortgages, loans, and debt.\u003c/p\u003e\n\n\u003cp\u003eOthers need financial backing to pursue their dream whether that be having a family, maintaining a business, or going to school. If this sounds like your situation, you\u0026rsquo;re in luck because through government and private organizations there are definitely funds available to be distributed. What it really comes down to is finding the right opportunities that align with your goals and applying for them. As the saying goes, you have to be in it to win it. The challenging part is finding the resources. There are so many out there, but only a few reliable ones that can help you. Take a look at the resources below, they are known and trusted programs that may be the assistance you\u0026rsquo;ve been looking for.\u003c/p\u003e\n\n\u003ch3\u003e\u003cstrong\u003eCovid-19 Financial Assistance - Small Business\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003eThe pandemic has left many businesses struggling to stay afloat. Small businesses have had an especially hard time trying to make ends meet and don\u0026rsquo;t know where to turn for relief. This list: https://www.zenefits.com/workest/the-big-list-of-covid-19-financial-assistance-programs-for-small-businesses-by-state/ is here to help you find Covid-19 relief programs in your state. Begin by filtering your search by state, country, or city. You will then see programs available in your area ranging from grants, loans to other relief programs. Once you see a program that meets your company\u0026#39;s needs, select the program\u0026rsquo;s link. You will be directed to instructions on how to apply. Each state varies by program and requirements. Make sure to read through the eligibility factors before applying.\u003c/p\u003e\n\n\u003ch3\u003e\u003cstrong\u003eThe Herbert Lehman Scholarship\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003eThis opportunity provides undergraduate students with financial need the funding to stay in school and successfully complete their bachelor\u0026rsquo;s degree. The total amount awarded is $8,000. This is distributed in increments of $2,000 every year for four years. It is available to everyone in the United States and its territories. The application is open from November to April. To be eligible for this program you must:\u003c/p\u003e\n\n\u003cul\u003e\n\t\u003cli\u003eHave a family income of $65,000 or less\u003c/li\u003e\n\t\u003cli\u003eBe a U.S. citizen\u003c/li\u003e\n\t\u003cli\u003eBe a graduating high school senior, a first-year student in an accredited four-year college, or a student transferring into an accredited four-year college\u003c/li\u003e\n\t\u003cli\u003eMust have a demonstrated commitment to public service\u003c/li\u003e\n\t\u003cli\u003eShow academic achievement\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003e\u003ca href\https://naacp-ldf.smapply.io/prog/herbert_lehman_education_fund/\ target\_blank\\u003eClick here\u003c/a\u003e to be directed to the online application. Before applying, make sure you have all the required documentation ready. You will need:\u003c/p\u003e\n\n\u003cul\u003e\n\t\u003cli\u003eA copy of the acceptance letter from the college you will be attending\u003c/li\u003e\n\t\u003cli\u003eTwo recommendation letters\u003c/li\u003e\n\t\u003cli\u003eA resume\u003c/li\u003e\n\t\u003cli\u003eA copy of your transcript\u003c/li\u003e\n\t\u003cli\u003eA personal statement and essay\u003c/li\u003e\n\t\u003cli\u003eA copy of your SAT/ACT score and FAFSA information\u003c/li\u003e\n\t\u003cli\u003eFinalists will also need to include a professional photo\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eIf you are chosen for this opportunity, you will be notified by email around August. It is important to note that to keep the funding, you must remain in good academic standing with the university and remain a full-time student.\u003c/p\u003e,isEnabled:true}},name:Solutions For Financial Difficulties,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/v5dmhv-3dtrx8-child.webp,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/v5dmhv-3dtrx8-child.webp,status:Active,header:Solutions For Financial Difficulties,metaData:{modifiedDate:2025-11-03 10:52,createdDate:2021-04-09 13:10,modifiedBy:dany,createdBy:kassi},performanceSorting:{isEnabled:false},offerTesting:{isEnabled:false},ads:{ad1:{isEnabled:true,value:\u003cp style\display: block; text-align: left; width: 336px; padding: 2px; font-size: 10px;\\u003eADVERTISEMENT\u003c/p\u003e\n\u003ca href\http://post.amazing-options.com/ao/route/ext/676742c5ed59f7342fda821a?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/roa0fd-Screen%20Shot%202022-03-28%20at%204.01.26%20PM.png\ alt\Link to redirect to search for financial assistance resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e},ad2:{isEnabled:false},ad3:{isEnabled:true,value:\u003ca href\http://post.amazing-options.com/ao/route/ext/676742c5ed59f7342fda821a?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/roa0fd-Screen%20Shot%202022-03-28%20at%204.01.26%20PM.png\ alt\Link to redirect to search for financial assistance resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e}},connectedWall:{isEnabled:false},button:{isEnabled:false},activeDays:{Sunday:true,Monday:true,Tuesday:true,Wednesday:true,Thursday:true,Friday:true,Saturday:true},notes:\u003c!-- Tag 8.0.2 for Zone HelpPayingBills_Top 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid115711\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!-- End --\u003e\n\n\u003c!-- Tag 8.0.2 for Zone HelpPayingBills_Bottom 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid115715\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!-- End --\u003e,imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/v5dmhv-3dtrx8-child.webp,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/v5dmhv-3dtrx8-child.webp,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/v5dmhv-3dtrx8-child.webp,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/v5dmhv-3dtrx8-child.webp,categoryName:Grants \u0026 Resources},_id:60708a6a504f3948a436d88e,__v:0},{wall:{offers:,offerIds:,name:Dig Yourself Out Of Personal Loan Debt,wallType:POST,tags:{text:Personal-Loan-Debt},{text:Loan-Support},status:Active,header:Dig Yourself Out Of Personal Loan Debt,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/n2n4h-8t49g-bills.webp,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/n2n4h-8t49g-bills.webp,activeDays:{Sunday:true,Monday:true,Tuesday:true,Wednesday:true,Thursday:true,Friday:true,Saturday:true},body:{body1:{isEnabled:true,value:\u003ch3\u003e\u003cstrong\u003eWhat is Personal Loan Debt?\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eThe average amount of debt for an American Gen X is $135,841.\u003c/p\u003e \n\n\u003cp\u003eBaby boomers are not too far behind at an average of over $96,000 and Millenials, on average, hold over $78,000 in personal loan debt.\u003c/p\u003e \n\n\u003cp\u003eMaybe you got tricked into getting a new credit card because they were offering a lower interest rate or a free gift for applying. Or maybe you purchased a few too many things on credit and did not realize that the balance was getting much too high.\u003c/p\u003e \n\n\u003cp\u003eRegardless of how it happened, your balance never seems to shrink even though you are making your monthly payments and you need a way out from under this personal debt. Is there relief for you? Read ahead to find out if there are some programs that can help you out.\u003c/p\u003e \n\n\u003ch3\u003e\u003cstrong\u003eWhat Can Help?\u003c/strong\u003e\u003c/h3\u003e\n\u003cul\u003e\n\u003cli\u003eGo over your monthly budget and figure out if there is some spending that you can cut down or eliminate altogether. Use those savings to pay extra on your card payment every month to get the principal down quicker.\u003c/li\u003e\n\u003cli\u003eIf you owe more than one company or have more than one credit card, another method you can try to pay down the debt as soon as possible is called the “debt snowball”. With this method, look at the account that has the lowest balance and pay as much as you can towards it first while only making minimum payments toward your other accounts. When the smallest account is paid off, pay as much as you can towards the next smallest account and so on. This method helps you feel really great about paying off the lower balance accounts so that you feel even better when you get the bigger ones paid off.\u003c/li\u003e\n\u003cli\u003eIf you feel like you can commit to paying off your personal debt without incurring more, transferring your high interest rate accounts over to a “balance transfer card” might be the best option. You can typically find a card that will offer you 0% interest for a limited time for transferring over your debt to their company. This could be a huge savings if you are paying over 20% APR on a credit card. This requires much self discipline to ensure you are not adding to your debt load.\u003c/li\u003e\n\u003cli\u003eCommit any windfall to your debt. If you get an unexpected bonus at work, use at least half of it on your personal debt. Optimally use all of it, but you can also put half of it towards something fun that will make you feel awesome when you are able to afford it. Any time you get money that you were not expecting (tax refund, stimulus check, inheritance, etc.), use at least half of it to pay off debt.\u003c/li\u003e\n\u003cli\u003eIf you owe money to a credit card company, or any company that is charging you a high interest rate, call them and ask if you can settle the debt for less than you owe. This is usually only an option if you can pay the full amount of the settlement immediately. Unfortunately, you cannot usually ask to pay a substantially lower balance and ask for a payment plan as well.\u003c/li\u003e\n\u003cli\u003eAnother option to explore is using a nonprofit credit counseling organization. These organizations can help you manage money and your debts, develop a sustainable budget and offer you free educational materials and workshops. Be careful, though, because “non-profit” status does not guarantee that the services provided are free, affordable, or even legitimate. This route will require you to do some research on any organizations that you are considering using for debt assistance. The U.S. Trustee Program has a list of approved organizations \u003ca href\https://www.justice.gov/ust/list-credit-counseling-agencies-approved-pursuant-11-usc-111\ target\_blank\ rel\noopener\\u003ehere\u003c/a\u003e.\u003c/li\u003e\n\u003c/ul\u003e},body2:{isEnabled:true,value:\u003ch3\u003e\u003cstrong\u003eConclusion\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eGetting out of personal loan debt can seem like an incredibly daunting challenge. With a little help and some dedication, you can get out of personal debt and live your life free of those burdens. If you only have a moderate amount of personal debt, then see if there are some quick, easy changes that will free up funds for paying off your debt quicker. If you have a higher amount of debt, look for an organization that can help or call creditors for a lower payoff settlement. You can do it; you can dig yourself out of the hole called personal loan debt.\u003c/p\u003e}},brands:{brand:{brand:{name:myresources,status:Active,baseUrl:myresources.amazing-options.com,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/x537r-myResources-logo-small2.png,privacyUrl:https://myresources-lp.resourcesify.com/lp#/privacy/6019c8f90a96547f2c1548d5,termsUrl:https://myresources-lp.resourcesify.com/lp#/terms/6019c8f90a96547f2c1548d5,unsubUrl:https://myresources-oz.resourcesify.com/router/unsubscribe,signUpUrl:https://myresources-lp.resourcesify.com/lp#/r4m1/6019c8f90a96547f2c1548d5,categories:{displayHeader:Grant \u0026 Resources,name:Grant \u0026 Resources},{displayHeader:Make Money,name:Make Money},{displayHeader:Smart Finance,name:Smart Finance},{displayHeader:Lifestyle,name:Lifestyle},{displayHeader:Education,name:Education},customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 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href\http://post.amazing-options.com/ao/route/ext/675b25b8117ee2d927eee7b1?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/ymm6op-7lyrndj-LOAN-compressed.jpg\ alt\Link to redirect to search for personal loan help resources\ style\margin: auto; display:block; width:85%;\\u003e\u003c/img\u003e\u003c/a\u003e}},connectedWall:{isEnabled:false},button:{isEnabled:false},notes:\u003c!-- Tag 8.0.2 for Zone PersonalLoanDebt_Top 750x80 --\u003e\n\u003cscript type\text/javascript\ src\https://sl.domainactive.com/qc.php?dojs\u0026zid115770\u0026oid20960\u0026wd750\u0026ht80\u0026target_blank\u0026custom3{transaction_id}\\u003e\u003c/script\u003e\n\u003c!-- End --\u003e\n\n\u003c!-- Tag 8.0.2 for Zone PersonalLoanDebt_Bottom 750x80 --\u003e\n\u003cscript type\text/javascript\ 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Perhaps you have heard of it but aren’t too familiar with the inner workings of it all. If you are a business owner or plan on owning a business in the future, this type of insurance is essential. Stay tuned for a breakdown of how it works.\u003c/p\u003e \n\n\u003ch3\u003e\u003cstrong\u003eWhat Is Business Insurance?\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003eThink of business insurance as a financial safety net that covers certain expenses in case something happens to your company. Like any other kind of insurance, you are provided with peace of mind knowing you will not sink financially if unforeseen circumstances take place. While you will have to pay monthly fees for insurance, it will pay for itself and then some if you need financial protection.\u003c/p\u003e\n\n\u003ch3\u003e\u003cstrong\u003eTypes of Coverage\u003c/strong\u003e\u003c/h3\u003e\n\n\u003cp\u003eDifferent types of business insurance offer different coverage. The following list will help you determine which insurances apply to you the most:\u003c/p\u003e \n\n\u003cp\u003e\u003cstrong\u003eWorkers’ Compensation:\u003c/strong\u003e Businesses pay for this type of insurance to ensure that employees receive medical care and/or compensation if they get injured on the job. This way, business owners don’t need to pay out of pocket for expensive benefits. \u003ca href\https://www.adp.com/semlps/0001/workers-comp.aspx?CIDiP_SEM_Google_All_SEM_Text_INS_Null_Null_Null_Jun_15_NB_Phrase\u0026devicec\u0026Keywordworkers%20comp\u0026Keyword_Match_Typep\u0026Ad_Content_ID488315573757\u0026Referring_SourceGoogle\u0026position\u0026targetidkwd-10324841\u0026networkg\u0026dc_campid71700000045565045\u0026dc_adgroupid58700004678603042\u0026q143700072474686452\u0026gad1\u0026gclidCj0KCQjw2qKmBhCfARIsAFy8buKf4GeMZECpvU6oRHqrj5h8gEGpWosKmmI-H11alZo9bUy43G2uWPMaAoa9EALw_wcB\u0026gclsrcaw.ds\ target\_blank\ rel\noopener\\u003eADP\u003c/a\u003e offers workers compensation insurance and can provide you with an online price quote before committing.\u003c/p\u003e \n\n\u003cp\u003e\u003cstrong\u003eProfessional Liability:\u003c/strong\u003e If a client or customer accuses you of negligence, your coverage can protect you from the costs of mistakes made by you or your employees. \u003ca href\https://www.biberk.com/get-a-quote/professional-liability-insurance?aGPL-PLIns\u0026gclidCj0KCQjw2qKmBhCfARIsAFy8buK6sxdJawIMvZ7o3g7OCyA9yjJfepsLbz0OmEk0ltXAUdG6MucOGO4aArGkEALw_wcB\ target\_blank\ rel\noopener\\u003eBiberk\u003c/a\u003e offers liability insurance with deals up to 20% off your plan. They will also provide a price quote made for you online.\u003c/p\u003e \n \n\u003cp\u003e\u003cstrong\u003eGeneral Liability:\u003c/strong\u003e If your business’ product or service causes some type of harm to the consumer, general liability insurance covers the cost of physical or personal property damages. \u003ca href\https://www.nextinsurance.com/lps/general-liability-insurance-v-3/?serial99197\u0026channelsem\u0026utm_sourceadwords\u0026utm_campaignLOB-General-Liability-t-ROAS\u0026adgroupGeneral_Liability_insurance\u0026utm_mediumcpc\u0026networkg\u0026devicec\u0026devicemodelnull\u0026utm_termgeneral%20liability%20insurance\u0026matchtypee\u0026utm_content648040642488\u0026adpositionnull\u0026adgroupid151310946368\u0026keywordidkwd-10055182\u0026campaignid19636525390\u0026gclidCj0KCQjw2qKmBhCfARIsAFy8buJpe8oQR9uHx6wlpygUHbI3vlheKowI3pqwtWaifouTd0Z5mbigQ2gaAhZVEALw_wcB\u0026prev_tracking_idddf1098ba65b5281e8f2c8817cf886d2\u0026tracking_idddf1098ba65b5281e8f2c8817cf886d2\ target\_blank\ rel\noopener\\u003eNEXT\u003c/a\u003e offers several types of insurance, one of which is general liability. If you decide to use them for multiple policies, you can get 10% off.\u003c/p\u003e \n\n\u003cp\u003e\u003cstrong\u003eCommercial Auto:\u003c/strong\u003e If your business requires on-the-job vehicle usage, getting auto coverage is a must. In case any vehicle gets damaged or an employee is hurt while driving, commercial auto insurance will have your back. \u003ca href\https://www.progressivecommercial.com/lp/commercial-vehicle-insurance/?code3993100049\u0026phonenumber8883761088\u0026segoogle\u0026gad1\u0026gclidCj0KCQjw2qKmBhCfARIsAFy8buJnY0gXtHMkQR733gS0wwVwQSTLbmpLP2YhHfq0Ewu4Jsqf8HnPhRMaArpIEALw_wcB\ target\_blank\ rel\noopener\\u003eProgressive\u003c/a\u003e is a trusted company willing to provide a quote online or over the phone if you are interested in coverage.\u003c/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eBusiness Owners Policy:\u003c/strong\u003e Also known as BOP insurance, this policy will combine different business coverages together, such as general liability and property insurance. \u003ca href\https://www.hiscox.com/small-business-insurance/business-owners-policy?mediumtsa\u0026_vsrefdom2018030501\u0026leadoriginSEM_Generic_Google\u0026gad1\u0026gclidCj0KCQjw2qKmBhCfARIsAFy8buIlksozPmJGz8fJabqg3Bd-nkVKTkV6EeUA-dY030xEBdRyxPQSyckaAmH4EALw_wcB\u0026gclsrcaw.ds\ target\_blank\ rel\noopener\\u003eHiscox\u003c/a\u003e will offer specialized plans that cater to your needs.\u003c/p\u003e \n\n\u003cp\u003e\u003cstrong\u003eCyber Insurance:\u003c/strong\u003e In the event of a data breach leaking confidential customer information that wasn’t supposed to go out, cyber insurance will help cover the costs. \u003ca href\https://www.nationwide.com/business/solutions-center/cybersecurity/what-is-cyber-insurance\ target\_blank\ rel\noopener\\u003eNationwide\u003c/a\u003e has three different policies to select from that could help your business.\u003c/p\u003e \n \n\u003cp\u003e\u003cstrong\u003eBusiness Income Insurance:\u003c/strong\u003e If your business loses major income or is forced to temporarily close down due to an accidental fire, theft, etc., your income insurance will kick in to help and make sure that you stay afloat during hard times. \u003ca href\https://www.thehartford.com/business-insurance-landing-page?utm_sourcegoogle\u0026utm_mediumcpc\u0026utm_campaignbi_topterms\u0026tcodeSE610003\u0026gclidCj0KCQjw2qKmBhCfARIsAFy8buIvbGSiq-MHBptJqv5iMav49qBWyRx-NgZapyruuh8Cs19s_J_z9qIaAhKdEALw_wcB\ target\_blank\ rel\noopener\\u003eThe Hartford\u003c/a\u003e offers customers insurance for as little as $25 per month.\u003c/p\u003e \n\n\u003cp\u003eDepending on the location of your business and what you’re looking for, the price quotes will vary.\u003c/p\u003e},body2:{isEnabled:true,value:\u003ch3\u003e\u003cstrong\u003eBusiness Size\u003c/strong\u003e\u003c/h3\u003e \n\n\u003cp\u003eAnother factor to consider before deciding what insurance is right for you is the size of your business. Some companies cater to small businesses, while others offer better coverage to large-scale companies. The Hartford is a great example of an insurer that has policies for both large and small businesses. If your business has over 500 employees, it’s probably time to look into big business plans.\u003c/p\u003e \n\n\u003ch3\u003e\u003cstrong\u003eDo Self-Employed Businesses Need Insurance?\u003c/strong\u003e\u003c/h3\u003e \n\n\u003cp\u003eIf you are self employed and run a one-person operation, it’s understandable if you’re hesitant to pay for business insurance. Since you’re the only one, there aren’t other people to make mistakes or have accidents at the workplace that could cost you. However, there are still plenty of insurance types that would apply to you and could help in the long run. For example, general liability insurance might be good to have in case your product accidentally malfunctions and hurts a customer.\u003c/p\u003e \n\n\u003ch3\u003e\u003cstrong\u003eBetter Safe Than Sorry\u003c/strong\u003e\u003c/h3\u003e \n\n\u003cp\u003eIt’s always easy to not pay for insurance and just hope for the best. On the other hand, you don’t want to be unprepared if something were to go wrong. Business insurance is an investment that protects the establishment you’ve started. You may never need help from your insurance policy, but you will always be relieved if you actually need it and it’s available. Evaluate your options and get the coverage you need.\u003c/p\u003e}},brands:{brand:{brand:{customScripts:{chatbot:,push:},adSense:{ad5:\u003cins class\adsbygoogle\ style\display:block\ data-ad-format\fluid\ data-ad-layout-key\-fl+6a+2k-iq+p2\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\4940985352\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad4:\u003cins class\adsbygoogle\ style\display:inline-block;width:300px;height:1050px\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8490728762\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad3:\u003cins class\adsbygoogle\\n style\display:block\\n data-ad-format\fluid\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\6590078408\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n (adsbygoogle window.adsbygoogle || ).push({});\n\u003c/script\u003e,ad2:\u003cins class\adsbygoogle\ 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#6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n 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Finance},{displayHeader:Lifestyle,name:Lifestyle},{displayHeader:Education,name:Education},customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n 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content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssPost:\u003cstyle\u003e\n\n#body2 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Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #post-feed {width:100%; height:66px;} \n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, 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style\display:block\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\5429856663\ data-ad-format\link\ data-full-width-responsive\true\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad2:\u003cins class\adsbygoogle\ style\display:block; text-align:center;\ data-ad-layout\in-article\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8500005114\ data-full-width-responsive\false\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad1:\u003cins class\adsbygoogle\\n style\display:inline-block;width:300px;height:250px\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\3999770862\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n (adsbygoogle window.adsbygoogle || ).push({});\n\u003c/script\u003e}},__v:0,_id:6009bb0ba17a6a60842d8036}},{category:{displayHeader:Grant \u0026 Resources,name:Grant \u0026 Resources},brand:{brand:{name:myresources,status:Active,baseUrl:myresources.amazing-options.com,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/x537r-myResources-logo-small2.png,privacyUrl:https://myresources-lp.resourcesify.com/lp#/privacy/6019c8f90a96547f2c1548d5,termsUrl:https://myresources-lp.resourcesify.com/lp#/terms/6019c8f90a96547f2c1548d5,unsubUrl:https://myresources-oz.resourcesify.com/router/unsubscribe,signUpUrl:https://myresources-lp.resourcesify.com/lp#/r4m1/6019c8f90a96547f2c1548d5,categories:{displayHeader:Grant \u0026 Resources,name:Grant \u0026 Resources},{displayHeader:Make Money,name:Make Money},{displayHeader:Smart Finance,name:Smart Finance},{displayHeader:Lifestyle,name:Lifestyle},{displayHeader:Education,name:Education},customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a 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text-align:center;\ data-ad-layout\in-article\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8500005114\ data-full-width-responsive\false\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad1:\u003cins class\adsbygoogle\\n style\display:inline-block;width:300px;height:250px\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\3999770862\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n (adsbygoogle window.adsbygoogle || ).push({});\n\u003c/script\u003e}},__v:0,_id:601c67da51cdbd27db598b91}},{brand:{brand:{name:thedollaredge,status:Active,baseUrl:blog.thedollaredge.com,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/txo9x3-logo.svg,termsUrl:,privacyUrl:,unsubUrl:,signUpUrl:,categories:{name:Debt Relief,displayHeader:Debt Relief},{name:Loan Support,displayHeader:Loan Support},{name:Bankruptcy,displayHeader:Bankruptcy},{name:Investing,displayHeader:Investing},{name:Taxes,displayHeader:Taxes},{name:Discover Funds,displayHeader:Discover Funds},{name:Money Management,displayHeader:Money Management}},_id:6335d8dafee5c400187c94f5,__v:0},category:{name:Discover Funds,displayHeader:Discover Funds}},navHeader:{group:Grants \u0026 Resources},ads:{ad2:{isEnabled:false},ad1:{value:\u003cp style\display: block; text-align: left; width: 336px; padding: 2px; font-size: 10px;\\u003eADVERTISEMENT\u003c/p\u003e\n\u003ca href\http://post.amazing-options.com/ao/route/ext/6765c7d2a1aa79bfa8143769?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/fzf679-izxw14-happy-family-taking-selfie-in-their-house-2021-08-26-17-32-58-utc.webp\ alt\Link to redirect to search for housing grants\ style\margin: auto; display:block; width:85%\\u003e\u003c/img\u003e\u003c/a\u003e,isEnabled:true},ad3:{isEnabled:true,value:\u003ca href\http://post.amazing-options.com/ao/route/ext/6765c7d2a1aa79bfa8143769?slc1\u0026ex1\u0026oblog\u0026n2\u0026fs1\u0026ua0a007572318066e731a95d1b7b2c570\u0026pid1\ target\blank\\u003e\u003cimg src\https://dvblj9lkfdpc4.cloudfront.net/fzf679-izxw14-happy-family-taking-selfie-in-their-house-2021-08-26-17-32-58-utc.webp\ alt\Link to redirect to search for housing grants\ style\margin: auto; display:block; width:85%\\u003e\u003c/img\u003e\u003c/a\u003e}},offerTesting:{isEnabled:false},performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},name:11 Assistance Programs To Get You Into Your First Home,header:11 Assistance Programs To Get You Into Your First Home,redirectUrl:,body:{body2:{value:\u003ch3\u003e6. 203K Rehab \u003c/h3\u003e\n\u003cp\u003eThis loan is meant for those who want to buy a fixer upper home. It is an extension of the FHA loan. Apart from giving you the money to buy a home, you also get cash to do the renovation in just one single loan. This is why it is ideal for first-timers.\u003c/p\u003e\n\u003ch3\u003e7. Conventional 97 Mortgage\u003c/h3\u003e\n\u003cp\u003eThis is a loan program that was created by Freddie and Fannie to help first-timers own homes. It helps you to borrow money with the lowest down payment of only 3%.\u003c/p\u003e\n\u003ch3\u003e8. Housing and Urban Development\u003c/h3\u003e\n\u003cp\u003eThis is a housing program that seeks to sell all FHA foreclosed homes that have stayed for more than half a year on the HUD website. You can also check various grants for closing costs and down payments from the website. \u003c/p\u003e\n\u003ch3\u003e9. Good Neighbor Next Door\u003c/h3\u003e\n\u003cp\u003eThis housing grant is offered by HUD and provides up to 50% discount if you’re a police officer, teacher or firefighter. You will be charged a down payment of $100. You can use it with VA, FHA or conventional financing loan. \u003c/p\u003e\n\u003ch3\u003e10. Native American Direct Home Loan\u003c/h3\u003e\n\u003cp\u003eNADL is designed for native veterans. As a Native American, this loan allows you to qualify and buy property on acknowledged trust land. You should have a legal eligibility certificate from the Veterans Administration. A credit score of over 640 is also ideal and the loan should not be used for investment purposes.\u003c/p\u003e\n\u003ch3\u003e11. Local First-Time Grants \u003c/h3\u003e\n\u003cp\u003eDifferent cities and states provide grants and programs to entice new residents. The program is available in the form of a grant which does not have to be repaid. It also has low interest and deferred payments that cover the loan closing costs and down payments. Before using this program, consider checking with the housing authority website in your state.\u003c/p\u003e\n\u003ch3\u003eConclusion \u003c/h3\u003e\n\u003cp\u003eHaving somewhere to call home is a great achievement. But the challenge is that housing prices are always on the rise. Acquiring a home especially with low income may sound a far-fetched dream, but if you have the desire you can own one. Even with little money, you can use the above are programs, low-interest loans, and grants to buy your new home.\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eBuying a home is one of the most rewarding experiences in life. The feeling of transitioning from a tenant to being a property owner can be quite thrilling.\u003c/p\u003e\n\n\u003cp\u003eBut again, financial hurdles will never fail to pop up especially for low-income earners. Traditional mortgage plans need high down payments and can be relatively unaffordable. But hope is not lost—there are first time home buyer programs, down-payment aids, grants and low-interest loans designed to assist low-income families in buying their first home. If you need a home but your financial situation is holding you back, then below are the top first-time homebuyer financial aid programs you should consider. \u003c/p\u003e\n\u003ch3\u003e1. Federal Housing Administration Loan\u003c/h3\u003e\n\u003cp\u003eAn FHA loan is designed for individuals with low credit scores. What makes it distinct is that the program has helped several low-income earners own homes compared to other plans. It has the most flexible requirements that make it more convenient compared to most home loans. In fact, with a minimum credit score of 580, you can qualify for this loan at a rate of 3.5% down payment while those with 500-579 can get 10% down payment. The loan cannot be used for investment properties. Other requirements include paycheck stubs, bank statements, and tax returns. You should also have steady employment to get this loan.\u003c/p\u003e\n\u003ch3\u003e2. USDA Loans\u003c/h3\u003e\n\u003cp\u003eUSDA is best-suited for moderate and low-income earners living in rural areas. They can give you up to 100% housing finance. The loan also has varying income limits depending on your location. USDA loans require a credit score of 640 or above. In case you have an insufficient score, then you might be asked to provide additional documents about your payment history for you to get approval. This type of loan requires little or even no down payment. \u003c/p\u003e\n\u003ch3\u003e3. VA Loan\u003c/h3\u003e\n\u003cp\u003eIf you are a veterans or active military you may be eligible for this loan. The loan is backed up by the Department of VA. It comes with a low-interest rate. Although it has a funding fee, the charge can be rolled into the cost of the loan. If you are a service member, then you may be exempt from paying the cost. VA loans have no minimum credit score or PMI.\u003c/p\u003e\n\u003ch3\u003e4. Energy Efficient Mortgage\u003c/h3\u003e\n\u003cp\u003eEEM is a loan that is backed by VA or FHA loan programs. It allows borrowers to enjoy energy efficient homes by lowering utility bills. You can use the loan to make upgrades to reduce energy use in your new home. The loan does not require any huge down payment to improve your basic loan amount. \u003c/p\u003e\n\u003ch3\u003e5. Fannie Mae HomePath ReadyBuyer \u003c/h3\u003e\n\u003cp\u003eThe program is made for those who want to buy a foreclosed home that was initially owned by Fannie Mae. The program gives you up to 3% closing cost towards the property purchase. The only challenge is that sometimes it is hard to find such a foreclosed home listed.\u003c/p\u003e,isEnabled:true}},status:Active,wallType:POST,metaData:{modifiedDate:2025-11-03 09:13,createdDate:2019-02-01 11:30,modifiedBy:dany,createdBy:mdprod},imageUrl:https://dvblj9lkfdpc4.cloudfront.net/x28qnk-firsthome.webp,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/x28qnk-firsthome.webp,tags:{text:Housing-Assistance},activeDays:{Sunday:true,Monday:true,Tuesday:true,Wednesday:true,Thursday:true,Friday:true,Saturday:true},notes:\u003cscript async src\//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\\u003e\u003c/script\u003e\n \u003c!-- A-O Top 2 --\u003e\n \u003cins class\adsbygoogle\\n style\display:inline-block;width:300px;height:250px\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\9779995794\\u003e\u003c/ins\u003e\n \u003cscript\u003e\n (adsbygoogle window.adsbygoogle || ).push({});\n \u003c/script\u003e\n\n\u003c!-- Tag 8.0.2 for Zone HousingGrants_Top 750x80 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text-decoration:underline;\n font-weight:400;\n\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #post-feed {width:100%; height:66px;} \n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e},__v:0,_id:5d150dc8ed836c03c02f3c32}},{category:{displayHeader:Understanding Debt,name:Understanding Debt},brand:{brand:{categories:{displayHeader:Understanding Debt,name:Understanding Debt},{displayHeader:Debt Management Solutions,name:Debt Management Solutions},{displayHeader:Relief Grants \u0026 Programs,name:Relief Grants \u0026 Programs},{displayHeader:Fix Your Finances,name:Fix Your Finances},{displayHeader:Tips \u0026 Tools,name:Tips \u0026 Tools},customCssPost:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n color: #337ab7;\n text-decoration:underline;\n font-weight:400;\n\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #post-feed {width:100%; height:66px;} \n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,unsubUrl:https://oz.resources4me.com/router/unsubscribe/,privacyUrl:https://resources4me.com/lp#/privacy/5bbe2fa22804c2205b7fccfa,termsUrl:https://resources4me.com/lp#/terms/5bbe2fa22804c2205b7fccfa,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/qz4rw-ao_logo.png,baseUrl:https://amazing-options.com/wall#/blog/,status:Active,name:Debt Campaign},__v:0,_id:5d2dd8a3d7795e4c53337c72}},{category:{displayHeader:Smart Finance,name:Smart Finance},brand:{brand:{name:resourcesify,status:Active,baseUrl:resourcesify.com,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/vaovn-resourcify-logo-small2.png,termsUrl:https://resourcesify.com/lp#/terms/5bbe2fa22804c2205b7fccfa,privacyUrl:https://resourcesify.com/lp#/privacy/5bbe2fa22804c2205b7fccfa,unsubUrl:https://oz.resourcesify.com/router/unsubscribe/,signUpUrl:#,categories:{displayHeader:Grants \u0026 Resources,name:Grant \u0026 Resources},{displayHeader:Make Money,name:Make Money},{displayHeader:Smart Finance,name:Smart Finance},{displayHeader:Lifestyle,name:Lifestyle},{displayHeader:Education,name:Education},customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssPost:\u003cstyle\u003e\n\n#body2 {\n\nmargin-top:20px;\n\n}\n\n#post_content .img-intro {\n\nmargin-bottom:20px !important;\n\n}\n\nh2.ng-binding {\n\nmargin-top:20px !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n color: #337ab7;\n text-decoration:underline;\n font-weight:400;\n\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #post-feed {width:100%; height:66px;} \n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: 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data-full-width-responsive\false\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad1:\u003cins class\adsbygoogle\\n style\display:inline-block;width:300px;height:250px\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\3999770862\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n (adsbygoogle window.adsbygoogle || ).push({});\n\u003c/script\u003e}},__v:0,_id:6009bb0ba17a6a60842d8036}},{category:{displayHeader:Education,name:Education},brand:{brand:{name:resourcesify,status:Active,baseUrl:resourcesify.com,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/vaovn-resourcify-logo-small2.png,termsUrl:https://resourcesify.com/lp#/terms/5bbe2fa22804c2205b7fccfa,privacyUrl:https://resourcesify.com/lp#/privacy/5bbe2fa22804c2205b7fccfa,unsubUrl:https://oz.resourcesify.com/router/unsubscribe/,signUpUrl:#,categories:{displayHeader:Grants \u0026 Resources,name:Grant \u0026 Resources},{displayHeader:Make Money,name:Make Money},{displayHeader:Smart Finance,name:Smart Finance},{displayHeader:Lifestyle,name:Lifestyle},{displayHeader:Education,name:Education},customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssPost:\u003cstyle\u003e\n\n#body2 {\n\nmargin-top:20px;\n\n}\n\n#post_content .img-intro {\n\nmargin-bottom:20px !important;\n\n}\n\nh2.ng-binding {\n\nmargin-top:20px !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n color: #337ab7;\n text-decoration:underline;\n font-weight:400;\n\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #post-feed {width:100%; height:66px;} \n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,adSense:{ad5:\u003cins class\adsbygoogle\ style\display:block\ data-ad-format\fluid\ data-ad-layout-key\-fl+6a+2k-iq+p2\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\4940985352\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad4:\u003cins class\adsbygoogle\ style\display:inline-block;width:300px;height:1050px\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8490728762\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad3:\u003cins class\adsbygoogle\ style\display:block\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\5429856663\ data-ad-format\link\ data-full-width-responsive\true\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad2:\u003cins class\adsbygoogle\ style\display:block; text-align:center;\ data-ad-layout\in-article\ data-ad-format\fluid\ data-ad-client\ca-pub-4250687896002123\ data-ad-slot\8500005114\ data-full-width-responsive\false\\u003e\u003c/ins\u003e\u003cscript\u003e(adsbygoogle window.adsbygoogle || ).push({});\u003c/script\u003e,ad1:\u003cins class\adsbygoogle\\n style\display:inline-block;width:300px;height:250px\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\3999770862\\u003e\u003c/ins\u003e\n\u003cscript\u003e\n (adsbygoogle window.adsbygoogle || 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600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n color: #337ab7;\n text-decoration:underline;\n font-weight:400;\n\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n 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Support,displayHeader:Loan Support}},navHeader:{group:Grants \u0026 Resources},ads:{ad2:{isEnabled:false},ad1:{isEnabled:false},ad3:{isEnabled:false}},offerTesting:{isEnabled:false},performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},name:Pay Off Student Loans Faster With These 5 Simple Strategies,header:Pay Off Student Loans Faster With These 5 Simple Strategies,redirectUrl:,body:{body2:{value:\u003cp\u003eTo help see the impact of the sacrifices your making take the money you are saving every day, week, or month and use it to make an extra payment on your loans. \u003c/p\u003e\n\u003ch3\u003e4. Have an Emergency Fund\u003c/h3\u003e\n\u003cp\u003eNothing can throw off all of your careful planning and budgeting like unexpected car trouble or an accident. Emergency funds create a buffer between you and the unpredicted events life hold. Having these funds built into your budget will make it possible to stay on track with your payments no matter what comes up. This is why it’s essential to \u003ca href\https://blog.resources4me.com/The-Importance-of-an-Emergency-Fund-and-How-To-Build-One\ target\_blank\ rel\noopener\\u003estart an emergency fund as soon as you can.\u003c/a\u003e\u003c/p\u003e\n\u003ch3\u003e5. Explore Student Loan Forgiveness Programs\u003c/h3\u003e\n\u003cp\u003eDid you know, there are federal student loan forgiveness programs as well as some state options? To obtain this type of assistance, you must meet very specific criteria. There are Public Service Loan Forgiveness and Teacher Loan Forgiveness programs. Eligibility is based on your types of employment. Although private student loans cannot be forgiven, federal student loans can be. If you do not meet the requirements for student loan forgiveness, you may want to consider your options to consolidate or refinance your student loan at a lower rate or longer term.\u003c/p\u003e,isEnabled:true},body1:{value:\u003cblockquote\u003e\u003ch4\u003eThere are 44.5 million student loan borrowers in the U.S., and they owe a collective $1.5 trillion as of March 2018.\u003c/h4\u003e\u003c/blockquote\u003e\n\u003cp\u003eAfter graduating, many people make paying off their loans one of their top priorities.\u003c/p\u003e\n\n\u003cp\u003eUnfortunately, what people discover is that life will throw them curveballs which will force them to change their priorities. In such cases, paying off college debt can often end up at the bottom of people’s to-do lists. However, when people do this, what they often find out is that ignoring these debts is one of the worst things you can do. Their loan’s interest rate was once a seemingly affordable expense and has developed into an unaffordable debt. So how do you make paying back your student loans more manageable?\u003c/p\u003e\n\u003cp\u003eHere are 5 easy tips for paying back your student loans as fast as possible.\u003c/p\u003e\n\u003ch3\u003e1. Pay More Than The Monthly Minimum\u003c/h3\u003e\n\u003cp\u003eOne of the smartest things you can do when faced with a large debt to pay off is to pay more than the monthly minimum. This is the simplest way to decrease the amount of time you will be paying the loan back and in turn, you will accrue less interest. The more you can put towards your loan each month, the quicker you will be done paying it back, meaning fewer payments and less time for interest to pile up. If possible, this is tip is a MUST DO.\u003c/p\u003e\n\u003ch3\u003e2. Never Skip Payments \u003c/h3\u003e\n\u003cp\u003eIf for any reason you cannot afford your payments, because let’s face it, life happens - do not just skip them. You should get in touch with your lender and speak with them immediately about your options. Normally a lender will be willing to work with you and may allow you to lower your monthly payment for a period of time.\u003c/p\u003e\n\u003cp\u003eUnder certain circumstances, with federal student loans you can receive a deferment or forbearance. This allows you to temporarily stop making your payments or reduce your loan payments. This will help you avoid defaulting on the loan.\u003c/p\u003e\n\u003ch3\u003e3. Tighten Your Budget\u003c/h3\u003e\n\u003cp\u003eIt’s time you scrutinize your spending habits and cut down where possible. Take a look at your statements to determine where you are spending the most and what changes you can make to reduce those costs. For example, if you’re buying breakfast every morning before work, consider waking up earlier to make your own. These things add up and with just a few adjustments you will really start to see a difference in how far you can stretch your paycheck. You may even consider earning some extra income on the side. \u003ca href\https://blog.resources4me.com/6-Online-Money-Makers-To-Help-Make-Ends-Meet\ target\_blank\ rel\noopener\\u003eCheck out these work from home jobs\u003c/a\u003e that can help increase your monthly income.\u003c/p\u003e,isEnabled:true}},status:Active,wallType:POST,metaData:{modifiedDate:2025-10-29 13:18,createdDate:2018-12-12 11:52,modifiedBy:dany,createdBy:mdprod},imageUrl:https://dvblj9lkfdpc4.cloudfront.net/dmfisn-paystudentloans.webp,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/dmfisn-paystudentloans.webp,tags:{text:Student-Loan-Financing},{text:Loan-Support},notes:\u003cscript async src\//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\\u003e\u003c/script\u003e\n \u003c!-- A-O Top 2 --\u003e\n \u003cins class\adsbygoogle\\n style\display:inline-block;width:300px;height:250px\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\9779995794\\u003e\u003c/ins\u003e\n \u003cscript\u003e\n 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{\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,unsubUrl:https://oz.resources4me.com/router/unsubscribe/,privacyUrl:https://resources4me.com/lp#/privacy/5bbe2fa22804c2205b7fccfa,termsUrl:https://resources4me.com/lp#/terms/5bbe2fa22804c2205b7fccfa,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/qz4rw-ao_logo.png,baseUrl:https://amazing-options.com/wall#/blog/,status:Active,name:Debt Campaign},__v:0,_id:5d2dd8a3d7795e4c53337c72}},{category:{displayHeader:Smart Finance,name:Smart 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{\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssPost:\u003cstyle\u003e\n\n#body2 {\n\nmargin-top:20px;\n\n}\n\n#post_content .img-intro {\n\nmargin-bottom:20px !important;\n\n}\n\nh2.ng-binding {\n\nmargin-top:20px !important;\n\n}\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n color: #337ab7;\n text-decoration:underline;\n font-weight:400;\n\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n 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Resources},ads:{ad3:{isEnabled:false},ad2:{isEnabled:false},ad1:{isEnabled:false}},offerTesting:{isEnabled:false},performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},name:5 Practical Methods for Repairing Bad Credit,header:5 Practical Methods for Repairing Bad Credit,redirectUrl:,body:{body2:{value:\u003ch3\u003e3. Pay Down Account Balances\u003c/h3\u003e\n\u003cp\u003eSometimes having your credit accounts in reasonable payment standing merely is not enough. If your debt to income ratio is too high, or if you are maintaining high balances on your credit accounts, this can drastically reduce your score. Focus on lowering your balances and lessening your credit card usage, and you’ll see the positive impacts on your score.\u003c/p\u003e\n\u003ch3\u003e4 . Open a New Line of Credit\u003c/h3\u003e\n\u003cp\u003eIf you have high account balances that you cannot immediately pay down, or if a high debt to income ratio is lowering your credit score, seeking to open a new line of credit can help. Opening a new line of credit and responsibly using it and paying it off will increase your credit availability, decrease your credit utilization, and show proper credit usage. Pairing this with paying down your other accounts is an excellent way to improve your credit score.\u003c/p\u003e\n\u003ch3\u003e5. Consult with a Credit Repair or Counseling Agency\u003c/h3\u003e\n\u003cp\u003eIf you find yourself in a position where your debt amounts are overwhelming and you have accounts at risk for or currently in collections, seeking guidance and assistance through a credit repair company or credit counseling agency can help. Companies such as these can often help you eliminate debt, negotiate the debt down, or institute payment plans to begin climbing your way out of debt and into a better credit score.\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eHaving a solid credit history and good credit score can be an important factor in the outcome of many decisions and your progress towards financial goals.\u003c/p\u003e\n\u003cp\u003eLarge purchases, such as home and auto, are easier to obtain financing for when you have good credit, as well as new lines of credit.\u003c/p\u003e\n\u003cp\u003eHowever, sometimes events happen that may cause your score to fall into the poor/bad credit range. Things like missed payments, utilizing too much credit, opening too many accounts, having an account in collections, bankruptcy, and tax liens can severely impact your score. When these things happen, it can be difficult and take some time to repair the problems; however, it is possible. Read on below for 5 tried and true methods for repairing bad credit that could help you bring your score back up.\u003c/p\u003e\n\u003ch3\u003e1. Investigate Your Credit Reports\u003c/h3\u003e\n\u003cp\u003eIf your credit score is suffering, one of the first things to do is pull a copy of your credit report. You are entitled to one free report each year by law, but there are online companies that you can utilize for free to monitor your report more regularly as well.\u003c/p\u003e\n\u003cp\u003eWhen you investigate a detailed report of your credit, you can find things you were unaware of that are negatively impacting your credit, such as unpaid fraudulent accounts opened under your name or inaccurate reporting by a creditor. This detailed view will give you an opportunity to then assess and act to repair any issues, such as reporting a fraudulent account so it can be removed from your report. Fixing problems such as this is an effective way to bring your score up.\u003c/p\u003e\n\u003ch3\u003e2. Bring Accounts Current\u003c/h3\u003e\n\u003cp\u003eUnpaid credit accounts can severely impact your score. If you have credit cards, auto loans, mortgage accounts, or other lines of credit that are not current in payments, acting to bring them current is one of the best things you can do. \u003c/p\u003e\n\u003cp\u003eDepending on how much is owed, and the length of time the account has been unpaid, it’s understandable that this can be a significant undertaking. Making an effort with your creditors by contacting them and proposing or requesting a payment plan, or offering a settlement, to rectify your accounts standing can make all the difference in your credit score beginning to climb.\u003c/p\u003e,isEnabled:true}},status:Active,wallType:POST,metaData:{modifiedDate:2025-10-29 13:14,createdDate:2019-04-18 15:21,modifiedBy:dany,createdBy:mdprod},imageUrl:https://dvblj9lkfdpc4.cloudfront.net/qatgq-badcreditrepair.webp,imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/qatgq-badcreditrepair.webp,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/qatgq-badcreditrepair.webp,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/qatgq-badcreditrepair.webp,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/qatgq-badcreditrepair.webp,categoryName:Smart Finance},_id:5cb8ce350765d14013628e58,__v:0},featuredBlog:null,trendingBlogs:{wall:{offers:,offerIds:,archivedOffers:,wallType:POST,status:Active,body:{body2:{value:\u003ca href\https://www.respondent.io/respondent-sign-up-here\ target\_blank\\u003e\u003ch4\u003e\u003cstrong\u003eRespondent.io\u003c/strong\u003e\u003c/h4\u003e\u003c/a\u003e\n\u003cul\u003e\n \u003cli\u003eCoined the fastest way to find high paying research interviews, Respondent allows companies to recruit individuals in their target audience to participate in studies. In order to participate in these research studies, you must connect your LinkedIn or Facebook profile. This helps verify your demographic and employment background so you can get matched with studies that fit your profile. With an average hourly pay of $140, this opportunity can really help fatten your wallet. Plus, you can earn even more by referring friends to participate!\u003c/li\u003e\n\u003c/ul\u003e\n\u003ca href\https://www.playtestcloud.com/\ target\_blank\\u003e\u003ch4\u003e\u003cstrong\u003ePlay Test Cloud\u003c/strong\u003e\u003c/h4\u003e\u003c/a\u003e\n\u003cul\u003e\n \u003cli\u003eNow for some fun! Here\u0026rsquo;s a chance to make money while playing games and providing feedback on your experience. Yup, it\u0026rsquo;s that simple. Your screen and voice will be recorded while you play and you\u0026rsquo;ll be asked to express any gaming issues you feel should be addressed, throughout your experience. Game makers will use this feedback to improve their products. For each game you test, you can earn $9-$11. Making money while thinking out loud and playing games in the comfort of your home may sound too good to be true but this opportunity is completely legitimate. Take part in a fun, quick way to make some extra dough and you get to try some cool new games before anyone else!\u003c/li\u003e\n\u003c/ul\u003e\n\u003cp\u003eWe\u0026rsquo;ve rounded up only a few of the online opportunities out there but trust us, there are tons more! The internet really has provided a wonderful space for individuals to find opportunities to earn from home but you must be careful! The options online may seem limitless but they often can be too good to be true, so it is crucial to be diligent in your research and stick to legitimate, honest opportunities. You don\u0026rsquo;t want to face setbacks by falling for an online scam! \u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eWhether you have fallen on hard times or are interested in boosting your savings account, earning money online can make a real difference in your income. Offering full-time work from home opportunities, as well as side gigs to supplement your paycheck, you\u0026rsquo;re bound to find the right position for your needs on the internet. If you\u0026rsquo;ve considered working from home before, you know it can come with a few extra bonuses such as saving on childcare, gas and food expenses, just to name a few. Check the below list of our favorite online earning opportunities:\u003c/p\u003e\n\n\t\u003ca href\https://www.mturk.com/worker\ target\_blank\\u003e\u003ch4\u003e\u003cstrong\u003eMTurk\u003c/strong\u003e\u003c/h4\u003e \u003c/a\u003e\n\u003cul\u003e\n \u003cli\u003eThankfully not all jobs are being replaced by computers. MTurk allows individuals to earn money for doing small tasks that computers are currently unable to do. It provides companies with minor assignments an opportunity to access a larger workforce - that could be you! Try tasks such as tagging objects found in an image or verifying restaurant details like phone numbers or hours of operation. While completing tasks on MTurk will likely not replace your salary, it can help add to your piggy bank. We\u0026rsquo;ll classify this as a side gig. \u003c/li\u003e\n\u003c/ul\u003e\n\t\n\u003ca href\https://prolific.ac/participants/\ target\_blank\\u003e\u003ch4\u003e\u003cstrong\u003eProlific.ac\u003c/strong\u003e\u003c/h4\u003e\u003c/a\u003e\n\u003cul\u003e\n \u003cli\u003eProlific is a platform for researchers to recruit participants. Researchers pay you to participate in studies ranging from surveys and experiments to testing apps. It\u0026rsquo;s free to join and the company requires researchers to pay at least $6.50 per hour. Unfortunately, Prolific takes a 30% service charge of all participant payments but reviewers say you can still earn a decent amount in a relatively short period of time. This gig can help add a generous boost to your bank balance and as a bonus, you can feel good about your contribution to advancing human knowledge!\u003c/li\u003e\n\u003c/ul\u003e\n\u003ca href\https://www.usertesting.com/be-a-user-tester\ target\_blank\\u003e\u003ch4\u003e\u003cstrong\u003eUser Testing\u003c/strong\u003e\u003c/h4\u003e\u003c/a\u003e\u003cul\u003e\n\t\u003cli\u003eWith this next opportunity, you get paid to offer feedback on websites. This company will pay you $10 per test, which involves visiting a website, completing a few tasks and then recording your feedback about your experience. Each task takes about 10-20 minutes to complete. Website owners wondering what visitors think when they experience their site use this participant feedback to make improvements to the sites usability, clarity, and navigation. A few bucks to add to your stash just for providing your thoughts.\u003c/li\u003e\n\u003c/ul\u003e\n\u003ca href\https://www.ejury.com/jurors_signup.html\ target\_blank\\u003e\u003ch4\u003e\u003cstrong\u003eEJury\u003c/strong\u003e\u003c/h4\u003e\u003c/a\u003e\n\u003cul\u003e\n \u003cli\u003eHere you have an opportunity to exercise your voice and have your opinion heard. When an attorney would like to \u0026ldquo;pre-try\u0026rdquo; a case before it goes to trial, they turn to EJury where the case can be tried to a minimum of 50 people. This pre-try provides the attorney with a good amount of feedback on the strengths and weaknesses of their case and they can then present the facts accordingly during the actual trial. Depending on the length of the case, you can be paid $5-$10 for each rendered verdict. Not something you are going to get rich off of but it can help pay the bills!\u003c/li\u003e\u003c/ul\u003e,isEnabled:true}},redirectUrl:,header:6 Online Money Makers To Help Make Ends Meet,name:6 Online Money Makers To Help Make Ends Meet,performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},offerTesting:{isEnabled:false},ads:{ad2:{isEnabled:false},ad1:{value:\u003cscript async src\//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\\u003e\u003c/script\u003e\n \u003c!-- A-O Top 2 --\u003e\n \u003cins class\adsbygoogle\\n style\display:inline-block;width:300px;height:250px\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\9779995794\\u003e\u003c/ins\u003e\n \u003cscript\u003e\n (adsbygoogle window.adsbygoogle || ).push({});\n \u003c/script\u003e,isEnabled:false}},navHeader:{group:Make Money},brands:{category:{displayHeader:Tools \u0026 Resources,name:Tools \u0026 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font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,unsubUrl:https://oz.resources4me.com/router/unsubscribe/,privacyUrl:https://resources4me.com/lp#/privacy/5bbe2fa22804c2205b7fccfa,termsUrl:https://resources4me.com/lp#/terms/5bbe2fa22804c2205b7fccfa,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/qz4rw-ao_logo.png,baseUrl:https://amazing-options.com/wall#/blog/,status:Active,name:Debt Campaign},__v:0,_id:5d2dd8a3d7795e4c53337c72}},{category:{displayHeader:Make Money,name:Make-Money},brand:{brand:{customCssPost:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n color: #337ab7;\n text-decoration:underline;\n font-weight:400;\n\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #post-feed {width:100%; height:66px;} \n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 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{\nbackground:none;\n}\n\n\u003c/style\u003e,customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,categories:{displayHeader:Grants,name:Grants},{displayHeader:Housing,name:Housing},{displayHeader:Education,name:Education},{displayHeader:Make Money,name:Make-Money},{displayHeader:Smart Finance,name:Smart-Finance},unsubUrl:https://oz.grantsreach.com/router/unsubscribe/,privacyUrl:https://grantsreach.com/lp#/privacy/5dcc44d8cff5806fe31cc63a,termsUrl:https://grantsreach.com/lp#/terms/5dcc44d8cff5806fe31cc63a,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/w84a6-GRLogo3.png,baseUrl:grantsreach.com,status:Active,name:Grantsreach},__v:0,_id:5e59757b7bde4427e763fbec}},{category:{isFeatured:true,name:Make Money,displayHeader:Make Money,category:{postCategory:{description:Make Money,name:Make Money},__v:0,_id:5b1cb3be8f64e5073e0087f5}},brand:{brand:{customCssPost:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n color: #337ab7;\n text-decoration:underline;\n font-weight:400;\n\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #post-feed {width:100%; height:66px;} \n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n 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Resources},_id:5b17ebaf3743b9534b9fa44c,__v:0},{wall:{offers:,offerIds:,archivedOffers:,imageUrl:https://dvblj9lkfdpc4.cloudfront.net/71d15m-housing%20vouchers.webp,metaData:{modifiedDate:2024-12-03 15:00,createdDate:2019-04-16 13:39,modifiedBy:krystlle,createdBy:mdprod},wallType:POST,status:Active,body:{body2:{value:\u003cp\u003e If you are approved for the housing choice vouchers, typically you’ll be added to a waiting list pending availability. Sometimes depending on demand and availability, vouchers can be issued right away. \u003c/p\u003e\n\u003cp\u003e Demand for any housing assistance programs can be high, especially in larger cities and more highly populated areas. Most PHA offices will run waiting lists for the housing choice vouchers, and they are not maintained on a first come first serve basis. Essentially, families or individuals that are deemed more urgent in their situations can be moved ahead of those already on the list. Conditions that can be considered more urgent are: those paying more than 50% of their incomes in rent currently, homeless applicants, applicants living in run-down housing that is not suitable, those that lost their housing due to unforeseen circumstances.\u003c/p\u003e\n\u003ch3\u003e Responsibilities of Tenant, Landlord, and PHA\u003c/h3\u003e\n\u003cp\u003e When an applicant is approved, and a home is selected, an agreement is entered into by the tenant (applicant), the landlord or owner of the home, and the local PHA. It’s essential that all parties adhere to conditions specified in the agreement as it protects the applicant, the landlord, and the interests of the PHA.\u003c/p\u003e\n\u003cp\u003e The tenant has the responsibility of paying their share of the rent and making sure it is done on time. Any changes in income or family size must be reported immediately. They also must ensure proper maintenance of the property and prompt reporting of any problems with the property.\u003c/p\u003e\n\u003cp\u003e The landlord is obligated to maintain safe, clean, and functional housing for their tenants. All standards preset by the PHA must be met while payments are being made to the landlord for the property.\u003c/p\u003e\n\u003cp\u003e The PHA must ensure prompt payment to the landlord based on the housing voucher agreement and provide yearly inspections of the property to ensure safe and clean conditions are being offered.\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003e The existence of housing assistance programs is vital in ensuring individuals and families that need help affording housing will have access to clean and safe options. The availability of these programs can be especially important for the disabled, the elderly, or very low-income families with children.\u003c/p\u003e\n\u003cp\u003e There are many different programs available, and they can vary from state to state. The housing choice voucher program is a federal government run program that can help those that qualify to afford home rentals within the private market. Below is more information explaining housing choice vouchers and their importance.\u003c/p\u003e\n\u003ch3\u003e How Housing Choice Vouchers Work\u003c/h3\u003e\n\u003cp\u003e Applicants often prefer this particular program due to the freedom of choice it gives. Instead of being limited to only subsidized housing, the beneficiaries can use vouchers to rent any home within the private market that accepts them as payment. The program also helps ensure proper living standards are maintained as the landlords are required to work within guidelines pre-set by the PHA (Public Housing Authority).\u003c/p\u003e\n\u003cp\u003e The vouchers will cover all or some of the monthly rental fees, and in some circumstances, vouchers can be used towards the purchase of a qualified home. A predetermined amount that the enrollee has been approved for will be paid to the landlord/owner of the home directly by the PHA. If there is a difference between the subsidy paid by the PHA and the rental amount, the enrollee is responsible for paying the difference.\u003c/p\u003e\n\u003ch3\u003e Determining Eligibility\u003c/h3\u003e\n\u003cp\u003e Eligibility is limited to US citizens and non-citizens, dependent on immigration status. The combination of income and family size are the main determinants of eligibility and approval for housing vouchers. \u003c/p\u003e\n\u003cp\u003e In relation to family size, income typically cannot exceed 50% of the local median income for the applicant. The local PHA will determine a family’s or individuals approval based upon information it collects from the applicant, the employer, and banks on any assets owned or money available.\u003c/p\u003e\n\u003cp\u003e If you would like to check yours and your family’s eligibility for the housing voucher program, you can visit the website or local office for your PHA or a HUD authority.\u003c/p\u003e\n\u003ch3\u003e Application Process\u003c/h3\u003e\n\u003cp\u003e If you’d like to apply for approval, you can do so through your local PHA or Hud office. 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padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover 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cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n 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#post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and 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Debt},{displayHeader:Debt Management Solutions,name:Debt Management Solutions},{displayHeader:Relief Grants \u0026 Programs,name:Relief Grants \u0026 Programs},{displayHeader:Fix Your Finances,name:Fix Your Finances},{displayHeader:Tips \u0026 Tools,name:Tips \u0026 Tools},customCssPost:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n color: #337ab7;\n text-decoration:underline;\n font-weight:400;\n\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #post-feed {width:100%; height:66px;} \n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,unsubUrl:https://oz.resources4me.com/router/unsubscribe/,privacyUrl:https://resources4me.com/lp#/privacy/5bbe2fa22804c2205b7fccfa,termsUrl:https://resources4me.com/lp#/terms/5bbe2fa22804c2205b7fccfa,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/qz4rw-ao_logo.png,baseUrl:https://amazing-options.com/wall#/blog/,status:Active,name:Debt Campaign},__v:0,_id:5d2dd8a3d7795e4c53337c72}},{category:{displayHeader:Housing,name:Housing},brand:{brand:{customCssPost:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n-webkit-font-smoothing: antialiased;\n}\n\n#sidetrend {\n\ntext-decoration: none !important;\ncolor:#555 !important;\n\n}\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#post_content a {\n\n color: #337ab7;\n text-decoration:underline;\n font-weight:400;\n\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n cursor: pointer;\n\n }\n\n #cat-header {\n font-family: Merriweather, serif;\n }\n\n #cat-header-side {\n\n font-weight:600;\n font-size:24px;\n margin-top:10px;\n margin-bottom:20px;\n font-style: italic;\n border-bottom: #6A9C8F solid 2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #post-feed {width:100%; height:66px;} \n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,customCssMain:\u003cstyle\u003e\n\n#blogLogoImg{\nmargin-top:3px;\n}\n\n.navbar-inverse li {\ntext-transform: uppercase;\n letter-spacing: 1px;\n font-size: 0.857em;\n font-weight: 600;\n}\n\n.navbar-inverse li a {\npadding-top:20px;\npadding-bottom:20px;\n\n}\n.ng-binding {\ncursor: pointer;\n}\n\n.ng-binding {\ncursor: pointer;\n}\n #ctag {\n display: inline-block;\n font-size: 10px;\n text-transform: uppercase;\n font-weight: bold;\n z-index: 10;\n position: relative;\n }\n #blog-header {\n font-family: Merriweather, serif;\n font-weight: 400;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n }\n\n\t #blog-header-f {\n font-family: Merriweather, serif;\n font-weight: 600;\n line-height: 1.25;\n margin:0;\n cursor: pointer;\n\t\tfont-size:32px;\n }\n\n #blog-header-side {\n\n font-size:14px;\n 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Resources},ads:{ad2:{isEnabled:false},ad1:{value:\u003cscript async src\//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\\u003e\u003c/script\u003e\n \u003c!-- A-O Top 2 --\u003e\n \u003cins class\adsbygoogle\\n style\display:inline-block;width:300px;height:250px\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\9779995794\\u003e\u003c/ins\u003e\n \u003cscript\u003e\n (adsbygoogle window.adsbygoogle || ).push({});\n \u003c/script\u003e,isEnabled:false}},offerTesting:{isEnabled:false},performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},name:Borrowing From Social Security Interest-Free,header:Borrowing From Social Security Interest-Free,redirectUrl:,body:{body2:{value:\u003cp\u003eIf you are looking for ways to make interest on the money you have put away in savings (the other reason some people report taking out the “loan” from social security), you might try looking for better yielding index or mutual funds to get more out of what you are currently doing. Or pick up a side gig and sock that money away to collect more interest on. Even if you are unable to do much for physical labor or commit to a work schedule, try something like reselling on eBay or reselling vintage items on sites like Etsy. Get creative and look for ways to find money to collect interest on that you won’t need to pay back in a short amount of time. While you may make a bit of income on interest from a social security “loan”, the stress around repayment may not be worth it. \n\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eThere has been talk and some buzz around whether it is possible to take an interest-free loan from social security for up to one year without penalty, and many are wondering if this is in fact true. While we will discuss some of the logic behind this idea, as always, you need to check with your trusted financial planner on what is best for you and your situation. As a rule of thumb, you will always want to seek trusted and sound financial advice when making decisions related to your money, retirement, and well being.\u003c/p\u003e\n\u003cp\u003eIn theory, yes, it seems there is a way to collect social security benefits as a loan without interest- kind of. According to the Social Security Administration’s website, ssa.gov, you are allowed a once in a lifetime benefit to withdraw your decision to receive benefits, granted you pay the received benefits back in full at that time. This means that not only you but any child or spouse that received benefits on your behalf must pay their benefit amount back as well. If other people are involved in receiving benefits based on your eligibility, they may also be required to sign paperwork to the fact that you are withdrawing your decision to receive benefits at this time. However, despite the fact that this can be considered an interest free loan, you can only change your mind within 12 months of filing for social security benefits. If you are unable to pay back your benefits within this 12 month time frame, you will be permanently receiving benefits based on your original filing and losing out on any possible increased income by waiting longer to receive social security benefits (remember, if you delay collecting benefits until 70, you will see an increase in your monthly benefit amount.)\u003c/p\u003e\n\u003cp\u003eWhile you are technically able to receive this money as an interest-free loan, it is important to note that this wouldn’t be a lump sum amount handed over to you and expected to be paid back in a year. Because you filed for social security, you will start receiving your benefit on a monthly basis. If a person is in a position to file for social security only because they need a loan, it is likely that by the end of the 12 month period, they will still be in need of the money borrowed and unable to pay it back in full, leaving them stuck with the lower benefit amount for the remainder of their retirement. While it is possible to use this once in a lifetime withdrawal benefit to earn more interest, it is risky for most and not really intended to be used this way. The reason for the filing reversal is to give some flexibility to the filer in the case that their circumstances change or they decide early on that they were not ready to file for social security. It can also help someone who was unaware of the increased delayed filing benefit with a “do over” to their approach to their social security benefit. Social security is the backbone of many people’s retirement plans and should not be taken lightly. \u003c/p\u003e,isEnabled:true}},status:Active,wallType:POST,metaData:{modifiedDate:2024-12-03 14:57,createdDate:2019-06-14 11:16,modifiedBy:krystlle,createdBy:mdprod},imageUrl:https://dvblj9lkfdpc4.cloudfront.net/cl8pnq-borrowss.webp,offerNumberToDisplay:3,imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/cl8pnq-borrowss.webp,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/cl8pnq-borrowss.webp,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/cl8pnq-borrowss.webp,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/cl8pnq-borrowss.webp,categoryName:Smart Finance},_id:5d03ba27aa1fd053cef7a735,__v:0},{wall:{offers:,offerIds:,archivedOffers:,network:{network:{apiInfo:{domain:https://modaramo.api.hasoffers.com,key:NET4eH49dyCklVgXgs0A828v7WOYSC},status:Active,name:Adprecise},__v:0,_id:5bd053254f3db410a0fe686b},imageUrl:https://dvblj9lkfdpc4.cloudfront.net/elcrn-medicalbills.webp,metaData:{modifiedDate:2024-12-03 14:55,createdDate:2019-03-18 16:02,modifiedBy:krystlle,createdBy:mdprod},button:{isEnabled:false},connectedWall:{isEnabled:false},navHeader:{group:Grants \u0026 Resources},ads:{ad2:{isEnabled:false},ad1:{value:\u003cscript async src\//pagead2.googlesyndication.com/pagead/js/adsbygoogle.js\\u003e\u003c/script\u003e\n \u003c!-- A-O Top 2 --\u003e\n \u003cins class\adsbygoogle\\n style\display:inline-block;width:300px;height:250px\\n data-ad-client\ca-pub-4250687896002123\\n data-ad-slot\9779995794\\u003e\u003c/ins\u003e\n \u003cscript\u003e\n (adsbygoogle window.adsbygoogle || ).push({});\n \u003c/script\u003e,isEnabled:false}},offerTesting:{isEnabled:false},performanceSorting:{type:epc,numberofDays:2,percentage:80,isEnabled:false},name:Need Help With Medical Bills? Heres How to Pay Less,header:Need Help With Medical Bills? Heres How to Pay Less,redirectUrl:,body:{body2:{value:\u003ch4\u003e Payment plan\u003c/h4\u003e\n\u003cp\u003eThe easiest way to pay for your medical bills is to work out a payment plan with the hospital or doctor’s office directly. You may be able to make payments over a few months or longer. Be sure to ask if there are any finance charges or interest. You may be able to negotiate these fees down as well. \u003c/p\u003e\n\u003cp\u003e The hospital or doctor may propose a monthly amount that they are willing to accept. Know what you are able to commit to each month and don’t be afraid to ask for a lesser amount. \u003c/p\u003e\n\u003ch4\u003e Personal loan \u003c/h4\u003e\n\u003cp\u003e Depending upon your credit, you may be able to obtain a personal loan from a bank or other sources. Personal loans often range from $1,000 to $100,000. Since personal loans charge interest, it’s important to shop around for the best rates.\u003c/p\u003e\n\u003ch4\u003e Medical credit card\u003c/h4\u003e\n\u003cp\u003eSome hospitals, doctors, and dentists will accept medical credit cards. These cards are typically used toward specific medical procedures. Most cards offer a deferred interest period, which means that if you pay the balance off during that time, you will not incur interest. These periods can range from 6 months to 24 months, depending upon the card. It’s important to know the terms of the card. If you make a late payment, you may void out the interest-free period. If you are unable to pay the balance by the due date, you will be charged interest from the first day that you incurred the charge. Interest rates can vary based on the card and typically range between 12.99% and 26.99%. \u003c/p\u003e\n\u003ch4\u003e Outside organizations\u003c/h4\u003e\n\u003cp\u003e In addition to the hospital, there may be other programs that can help with your medical bills. Depending upon the state you live in and your income level, you may be eligible for assistance with medical bills or continuing care. Local government or community organizations may also have programs that provide help to families with high medical bills. If you or a family member has a rare or catastrophic illness, there are charitable organizations that provide financial help for treatments, medications, and procedures.\u003c/p\u003e\n\u003cp\u003e If you are struggling to pay for medical treatment, it’s important to talk to your medical provider as soon as possible. At a minimum, work out an arrangement to pay your bill over time. Find out if you are eligible for assistance through the hospital, state, or charitable programs. While medical treatments can be costly, being proactive can reduce the strain on your finances and credit.\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003e Whether you have insurance or not, the cost of medical care can be astronomical. Even with health insurance, many plans have high deductibles or co-insurance clauses attached. In some cases, the insurance company may only pay a portion of your medical bills, leaving the rest up to you. When you or a family member are sick, getting proper healthcare is essential. High and unexpected medical bills can wreak havoc on your finances and can impact your credit if paid late or ignored. \u003c/p\u003e\n\u003ch3\u003e How to pay for your medical bills\u003c/h3\u003e\n\u003cp\u003eIf you know in advance that you or a family member will require a medical procedure or treatment, take the time to read and understand what your insurance will cover. Get estimates from medical providers and hospitals. This will allow you to compare services and costs. Whether you know in advance that you need medical treatment or not, below are some ways to help you meet your medical bill obligations:\n\u003c/p\u003e\n\u003ch4\u003e Review your medical bills\u003c/h4\u003e\n\u003cp\u003e Don’t just accept medical bills as you receive them in the mail. Take the time to review them and look for charges that may be incorrect. Medication or procedures that you didn’t receive or being charged for your room after you’ve checked out are common billing errors. If you are unsure if a charge is valid, contact the hospital or medical provider to verify.\u003c/p\u003e\n\u003cp\u003eDisallowed charges by your insurance company may be the result of miscoding. Be sure to inquire about charges that your health insurance company is not paying for and why they aren’t covered. You may find that open charges are on your bill due to a clerical error.\u003c/p\u003e\n\u003ch4\u003e Talk to your provider\u003c/h4\u003e\n\u003cp\u003e You may be able to negotiate down the total amount due with your provider. Some hospitals and doctors offer a discount if you pay your bill in full when the services are rendered. If you’ve received estimates from other providers that are lower, you may be able to negotiate your fees down further. You may also be able to reduce your bill by paying a certain amount upfront.\u003c/p\u003e\n\u003cp\u003eDepending upon your income level and the extent of your medical treatment, your provider may be able to offer alternative options. Many hospitals offer programs for lower-income families that may forgive part of your overall bill and allow you to make payments for the remaining balance over time.\u003c/p\u003e\n\u003cp\u003eIt’s important to communicate early and often with the hospital or doctor’s office. Failing to speak to them or ignoring bills you receive in the mail can result in your account being sent to a collection agency.\u003c/p\u003e,isEnabled:true}},status:Active,wallType:POST,brands:{category:{name:Smart Finance,displayHeader:Smart Finance,category:{postCategory:{description:Smart Finance,name:Smart Finance},__v:0,_id:5b1cb3c78f64e5073e00880e}},brand:{brand:{customCssPost:\u003cstyle\u003e\n\n#post-feed {\n\nwidth: 45%; \nheight: 74px; \nmargin: 0px 12px 8px 1px;\nfloat: left;\nborder-bottom: 1px solid #e1e1e1;\n\n}\n\n#g-bottom{\ndisplay:none;\ntext-align:center;\n} \n\n /* Remove the navbars default margin-bottom and rounded borders */\n\n #post_content a {\n\n color: #337ab7;\n text-decoration:underline;\n font-weight:400;\n\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n\n\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {height: 450px}\n\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 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{\nbackground:none;\n}\n\n\u003c/style\u003e,additional:{enableSmsAlert:true}},_id:673e497210921feb1e325e2c,__v:0},category:{name:Wellness,displayHeader:Wellness}},newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/elcrn-medicalbills.webp,tags:{text:Debt-Relief},activeDays:{Sunday:true,Monday:true,Tuesday:true,Wednesday:true,Thursday:true,Friday:true,Saturday:true},imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/elcrn-medicalbills.webp,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/elcrn-medicalbills.webp,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/elcrn-medicalbills.webp,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/elcrn-medicalbills.webp,categoryName:Smart Finance},_id:5c8ff96e4c71d4234e0dd66e,__v:0},{wall:{offers:,offerIds:,archivedOffers:,network:{network:{apiInfo:{domain:https://modaramo.api.hasoffers.com,key:NET4eH49dyCklVgXgs0A828v7WOYSC},status:Active,name:Adprecise},__v:0,_id:5bd053254f3db410a0fe686b},metaData:{modifiedDate:2024-12-03 14:47,createdDate:2018-10-16 12:10,modifiedBy:krystlle,createdBy:mdprod},button:{isEnabled:false},connectedWall:{isEnabled:false},navHeader:{isEnabled:true,group:Grants \u0026 Resources},wallType:POST,status:Active,body:{body2:{value:\u003ch3\u003e\u003cstrong\u003eHow To Buy Life Insurance \u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eWhen you decide it’s time to purchase a life insurance policy, determine how much coverage you need. Use can use one of the many online calculators that can provide you with assistance to get a ballpark on how much coverage you need. This method should just be used as a guideline. Next, its fast and easy to \u003ca href\https://ao.resources4me.com/wall#/route/59e92d3e154f4e74b35a9d06/5bc60d5191f6c432b4a243e3?r1\ target\_blank\ rel\noopener\\u003erequest an affordable life insurance quote\u003c/a\u003e online. Youll receive a personalized quote based on your needs within minutes.\u003c/p\u003e\n\u003ch3\u003e\u003cstrong\u003eDon’t wait!\u003c/strong\u003e\u003c/h3\u003e\n\u003cp\u003eThe younger you are, the less expensive life insurance will be. As you get older and become more of a risk to the insurers, you may not qualify for a life insurance policy and will likely end up paying more. \u003c/p\u003e\n\u003cp\u003e \u003ca href\https://ao.resources4me.com/wall#/route/59e92d3e154f4e74b35a9d06/5bc60d5191f6c432b4a243e3?r1\ target\_blank\ rel\noopener\\u003eStart planning for your financial future using Life Insurance!\u003c/a\u003e\u003c/p\u003e,isEnabled:true},body1:{value:\u003cp\u003eLife Insurance is one of those things that no one enjoys talking about. Unfortunately, many families do not consider the option of a policy until an important life event pushes them to purchase it. Consequently, they do not experience the full benefits of a Life Insurance Policy. This is why it’s essential to purchase life insurance as soon as someone else is depending on your income. Typically this is once an individual gets married or has a child. Life Insurance is an essential part of your personal finances and holding a policy can provide tremendous benefits. Here are just some of the advantages of Life Insurance: \u003c/p\u003e\n\u003cul\u003e\u003cli\u003e\n\u003cstrong\u003eMinimize Risk\u003c/strong\u003e\n\u003cp\u003eAccidents happen and it’s best to prepare to minimize subsequent hardships for family members who suffered a loss. Life Insurance policies assist in transferring risk from the family to the insurance company by paying a lump sum to help with financial gaps left behind. A policy can protect the family and the estate in a number of ways including paying final expenses, replacing a spouses income, paying off debts, and covering children’s expenses. \u003c/p\u003e\u003c/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBuild Cash Value\u003c/strong\u003e\n\u003cp\u003eWhole life policies combine protection benefits and also accumulates a cash value. A portion of the paid premium can be invested in the market or set aside to accumulate interest. The cash value of your policy can be used as collateral and be borrowed against or kept as an end-of-life payout. \u003c/p\u003e\u003c/li\u003e\n\u003cli\u003e\u003cstrong\u003eTax Advantages\u003c/strong\u003e\n\u003cp\u003eUnder most circumstances life insurance policies are shielded from taxation. 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2px;\n padding-bottom:10px;\n font-family: Merriweather, serif;\n\n }\n\n #blog-intro {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n .navbar {\n margin-bottom: 0;\n border-radius: 0;\n }\n /* Set height of the grid so .sidenav can be 100% (adjust as needed) */\n .row.content {\n height: 450px\n }\n /* Set gray background color and 100% height */\n .sidenav {\n padding-top: 20px;\n background-color: #f1f1f1;\n height: 100%;\n }\n /* Set black background color, white text and some padding */\n footer {\n background-color: #555;\n color: white;\n padding: 15px;\n }\n\n #pagi {\n font-size:16px;\n }\n\n #featured {\n\n margin-top:30px;\n display: flex;\n align-items: center;\n margin-bottom:20px;\n\n\n }\n\n /* On small screens, set height to auto for sidenav and grid */\n\n @media screen and (max-width: 992px) {\n #blog-header-side {\n font-size:30px;\n }\n #cat-header-side {\n\n border:none;\n font-size:36px;\n\n\n }\n }\n\n @media screen and (max-width: 767px) {\n .sidenav {\n height: auto;\n padding: 15px;\n }\n .row.content {\n height: auto;\n }\n\n #post-feed {width:100%; height:66px;} \n\n #featured {\n display:block;\n }\n\n }\n h3 {\n font-family: Merriweather, serif;\n font-weight: 500;\n }\n strong {\n font-weight: 500;\n }\n p, ul {\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n }\n #post_content {\n font-family: Lora, Times New Roman, serif;\n font-size: 20px;\n font-weight: 400px;\n padding-top: 0px;\n }\n .btn {\n font-size: 18px;\n }\n .block-with-text {\n overflow: hidden;\n position: relative;\n line-height: 1.2em;\n max-height: 3.6em;\n text-align: justify;\n margin-right: -1em;\n padding-right: 0.85em;\n }\n .block-with-text:before {\n content: \...\;\n position: absolute;\n right: 0;\n bottom: 0;\n }\n .block-with-text:after {\n content: \\;\n position: absolute;\n right: 0;\n width: 1em;\n height: 1em;\n margin-top: 0.2em;\n background: white;\n }\n .img-inpost {\n width: 100%;\n max-width: 650px;\n margin-bottom: 20px;\n }\n .img-intro {\n max-width: 100%;\n cursor: pointer;\n }\n\n #post-list {\n padding-bottom:20px;\n }\n\n @media screen and (max-width: 420px) {\n #blog-header {\n font-size:16px;\n }\n\n #post-list {\n padding-bottom:10px;\n }\n #blog-header-side {\n font-size:16px;\n }\n\n #pagi {\n\n font-size:14px;\n\n }\n }\n\n @media screen and (max-width: 320px) {\n #blog-header {\n font-size:18px;\n }\n\n #blog-header-side {\n font-size:18px;\n }\n }\n\n.navbar-inverse .navbar-nav\u003e.active\u003ea, .navbar-inverse .navbar-nav\u003e.active\u003ea:focus, .navbar-inverse .navbar-nav\u003e.active\u003ea:hover {\nbackground:none;\n}\n\n\u003c/style\u003e,additional:{enableSmsAlert:true}},_id:673e497210921feb1e325e2c,__v:0},category:{name:Financial,displayHeader:Financial}},imageUrl:https://dvblj9lkfdpc4.cloudfront.net/errd6-lifeins.webp,newImageUrl:https://dvblj9lkfdpc4.cloudfront.net/errd6-lifeins.webp,tags:{text:life-insurance},{text:Financial-Resources},activeDays:{Sunday:true,Monday:true,Tuesday:true,Wednesday:true,Thursday:true,Friday:true,Saturday:true},imageHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/errd6-lifeins.webp,imageLQHalfUrl:https://dvblj9lkfdpc4.cloudfront.net/errd6-lifeins.webp,imageQuarterUrl:https://dvblj9lkfdpc4.cloudfront.net/errd6-lifeins.webp,imageLQUrl:https://dvblj9lkfdpc4.cloudfront.net/errd6-lifeins.webp,categoryName:Smart Finance},_id:5bc60d5191f6c432b4a243e3,__v:0},totalItem:212,currentPage:1,brand:{name:moneyrevive,status:Active,baseUrl:moneyrevive.com,logoUrl:https://dvblj9lkfdpc4.cloudfront.net/eddlle-money-revive-logo.webp,categories:{name:Debt Relief,displayHeader:Debt},{name:Loan Support,displayHeader:Loans},{name:Bankruptcy,displayHeader:Bankruptcy},{name:Investing,displayHeader:Investing},{name:Taxes,displayHeader:Taxes},{name:Discover Funds,displayHeader:Grants},{name:Money Management,displayHeader:Planning},customCssPost:\u003cstyle\u003e\n\np, ol{\n font-size: 16px;\n font-family: Roboto, Helvetica, Arial, sans-serif;\n font-weight: 300;\n line-height: 1.5;\n}\n\n#post_content a {\n\n color: #337ab7;\n text-decoration:underline;\n font-weight:400;\n\n }\n\u003c/style\u003e,termsUrl:https://start.moneyrevive.com/terms/696a5349676ea9cde7389523,privacyUrl:https://start.moneyrevive.com/privacy/696a5349676ea9cde7389523,unsubUrl:https://start.moneyrevive.com/unsubscribe,additional:{enableSmsAlert:true}},ads:{},customScripts:{},totalPages:22},__N_SSP:true},page:/,query:{},buildId:VDI1v7Z0_jEnIlriCFB9_,isFallback:false,gssp:true,scriptLoader:}/script>/body>/html>
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